1023 Keltic Cir, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 1023 Keltic Cir, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,802 sqft · built 2002
Lot Size	0.359 acres (15,638 sqft)
Owner	2 Individual Names on File
Last Sale	$146,500 (Apr 2002)
Tax Bill	$3,450 (2025)
Deeds & Mortgages	Aug 2017 Reverse Mortgage
APN	`0251015000430`

Property Details

APN / Parcel Number

Primary APN	`0251015000430`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
1st Floor Area	1,802 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,638 sqft (0.359 acres)
Lot Dimensions	218 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	244 sqft
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1023 KELTIC CIR
City	CHESAPEAKE
State	VA
Zip	23323-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	LOT 43 CAMELOT SEC 9 PH 11
Legal Subdivision	HEATHER PINES / NORTH CREEK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1026
Census Tract	21406

Owner

1023 Keltic Cir is owned and occupied by two individuals who bought it in April 2002.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1023 KELTIC CIR, CHESAPEAKE, VA 23323-2738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2002 · Amount on File
Deed Sale	Apr 16, 2002 · Amount on File
Deed Book / Page	4562 / 676
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1023 KELTIC CIR, CHESAPEAKE, VA 23323-2738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE.SHOP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9825/111
Date	Aug 23, 2017
Book Page	9825/111
Instrument	170023144

Lender

Name	MORTGAGE.SHOP LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	976 Months
Due	Dec 25, 2098

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1023 Keltic Cir was $3,450.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,400 (+2.58%) Land $125,000 Building $225,400	$350,400 (+2.58%) Land $125,000 Building $225,400
2025	$3,450.00	$341,600 Land $120,000 Building $221,600	$341,600 Land $120,000 Building $221,600
2023		$321,700 (+15.59%) Land $110,000 Building $211,700	$321,700 (+15.59%) Land $110,000 Building $211,700
2022		$278,300 Land $85,000 Building $193,300	$278,300 Land $85,000 Building $193,300
2019	$2,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1023 Keltic Cir; there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1023 Keltic Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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