1023 Kearny Way, Salinas, CA 93907 Property Records

Monterey County property record for 1023 Kearny Way, Salinas, CA 93907

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,667 sqft · built 1979
Lot Size	0.143 acres (6,271 sqft)
Owner	Owner Name on Record
Last Sale	$283,000 (May 2011)
Tax Bill	$5,410 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`261-732-030-000`

Property Details

APN / Parcel Number

Primary APN	`261-732-030-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,667 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,271 sqft (0.143 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1023 KEARNY WAY
City	SALINAS
State	CA
Zip	93907-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL WEST UNIT NO 3 TRACT NO 830 LOT 42 BLK 3
Legal Subdivision	LAUREL WEST UNIT NO 3
Legal Tract	830
Legal Block	3
Legal Lot Number	42
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	3
Census Block	3004
Census Tract	1802

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1885 THE ALMADEA # 203, 203, POLLOCK PINES, CA 95726

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage AMERICAN SURETY COMPANY
Feb 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 17, 2018	Deed of Trust, Mortgage · ARM FREEDOM MORTGAGE CORP
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2011 · Amount on Record
Deed Sale	May 11, 2011 · Amount on Record
Prior Sale	May 11, 2011 · Amount on Record
Deed Document Number	0000026758
Last Transfer Date	Oct 19, 2012
Transfer Doc	0000064204
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1023 KEARNY WAY, SALINAS, CA 93907-1915
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 KEENY WAY, SALINAS, CA 93907

Mortgage

Document Number	0000000972
Date	Jan 11, 2023
Instrument	2023000972

Lender

Name	AMERICAN SURETY COMPANY
Type	Non-Lending Institution
Address	INDIANAPOLIS, IN 46268

Agreement

Amount	Amount Recorded

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1023 KEARNY WAY, SALINAS, CA 93907-1915
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	NOT AVAILABLE, IRON CREST NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 KEARNY WAY, SALINAS, CA 93907-1915

Mortgage

Document Number	0000003584
Date	Feb 8, 2023
Instrument	2023003584

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1023 KEARNY WAY, SALINAS, CA 93907-1915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046977
Date	Oct 17, 2018
Instrument	2018046977

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	13.2%
Index	1-Year LIBOR
Margin	5
Max Rate	13.2%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1023 KEARNY WAY, SALINAS, CA 93907-1915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054525
Date	Nov 18, 2019
Instrument	2019054525

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,410.00 (+18.69%)	$362,565 (+4.04%) Land $115,302 Building $247,263
2023	$4,558.00 (+8.83%)	$348,488 Land $110,826 Building $237,662
2022	$4,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks, T-Mobile, Verizon.

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