1023 Heron Cir, Joliet, IL 60431 Property Records

Kendall County property record for 1023 Heron Cir, Joliet, IL 60431

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,505 sqft · built 2007
Lot Size0.043 acres (1,853 sqft)
Owner2 Individual Names on Record
Last Sale$238,500 (Mar 2023)
Tax Bill$6,223 (2024)
Deeds & MortgagesMar 2023 Sale & Mortgage
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-02-430-074

Property Details

APN / Parcel Number

Primary APN09-02-430-074

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,505 sqft Living Area
1st Floor Area1,505 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area1,853 sqft (0.043 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1023 HERON CIR
CityJOLIET
StateIL
Zip60431-8889
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 47 (EXC SE 4.62) & SE 5 LT 48 SABLE RIDGE UNIT 2, CITY OF JOLIET
Legal SubdivisionSABLE RIDGE
Legal Lot Number47,48
JurisdictionKENDALL IL
Township / Civil DivisionSEWARD
Census Block Group2
Census Block2021
Census Tract890703

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11719 WOLF CREEK LN, PLAINFIELD, IL 60585-2504
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC
Mar 3, 2022Deed of Trust, Mortgage · VA Mortgage
CELEBRITY HOME LOANS LLC
Nov 6, 2019Deed of Trust, Mortgage · FHA Mortgage
MIDWEST EQUITY MORTGAGE LLC
Aug 28, 2018Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2023 · Amount on Record
Deed SaleMar 28, 2023 · Amount on Record
Prior SaleAug 28, 2018 · Amount on Record
Deed Document Number20233317
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateMar 28, 2023
Property Address1023 HERON CIR, JOLIET, IL 60431-8889
Document Number0000003317
Map ReferenceDOC R2005-00019612
Instrument DateMar 13, 2023
Instrument202300003317
Transaction TypeTransfer
Record UpdatedMay 12, 2023
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$238.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1023 HERON CIR, JOLIET, IL 60431-8889

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1023 HERON CIR, JOLIET, IL 60431-8889

Mortgage

Document Number0000003318
DateMar 28, 2023
Instrument202300003318
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053
Interest
Rate TypeFixed Rate
Rate6.25%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address1023 HERON CIR, JOLIET, IL 60431-8889
Transaction TypeMortgage
Record UpdatedMar 11, 2022
Title CompanyDUKANE TITLE, DUKANE TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004156
DateMar 3, 2022
Instrument202200004156
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
AddressVILLA PARK, IL 60181
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate
Rate3.62%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address1023 HERON CIR, JOLIET, IL 60431-8889
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyDUKANE TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016823
DateNov 6, 2019
Instrument201900016823
Lender
NameMIDWEST EQUITY MORTGAGE LLC
TypeMortgage Company
AddressVILLA PARK, IL 60181
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049
Interest
Rate TypeFixed Rate
Rate3.62%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateAug 28, 2018
Property Address1023 HERON CIR, JOLIET, IL 60431-8889
Document Number0000012471
Instrument DateAug 12, 2018
Instrument12471
Transaction TypeTransfer
Record UpdatedFeb 4, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3809 PATHFINDER CT CREST HILL IL 604358725, CREST HILL, IL 60435-8725

Mortgage

Document Number12472
DateAug 28, 2018
Instrument12472
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionSeward Township
MunicipalityJoliet City
Elementary School DistrictMinooka Community Consolidated School District 201 (PK - 08)
Secondary School DistrictMinooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$80,000 (+36.35%) Land $10,000 Building $70,000$240,000 (+36.35%) Land $30,000 Building $210,000
2024$6,223.00
2022$58,674 Land $4,034 Building $54,640$176,022 Land $12,102 Building $163,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims3 (2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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