1023 Harbour Pointe Dr, New Bern, NC 28560 Property Records

Craven County property record for 1023 Harbour Pointe Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,999 sqft · built 2006
Lot Size	0.368 acres (16,049 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jul 2022)
Tax Bill	$1,746 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`2-017-3-382`

Property Details

APN / Parcel Number

Primary APN	`2-017-3-382`
Alternative APNs	`105843` `87687`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,999 sqft Living Area
1st Floor Area	1,867 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,049 sqft (0.368 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	105843
Street Address	1023 HARBOUR POINTE DR
City	NEW BERN
State	NC
Zip	28560-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	382 SCT 16 HARBOUR POINTE III
Legal Subdivision	FAIRFIELD HARBOUR POINTE
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	1
Census Block	1015
Census Tract	960101

Owner

1023 Harbour Pointe Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1023 HARBOUR POINTE DR, NEW BERN, NC 28560-7214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Oct 15, 2021	Warranty Deed, Transfer
Nov 21, 2019	Deed, Transfer · Stand-Alone First Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2022 · Amount on File
Deed Sale	Jul 19, 2022 · Amount on File
Prior Sale	Nov 21, 2019 · Amount on File
Deed Document Number	202210100314
Deed Book / Page	3734 / 566
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1023 HARBOUR POINTE DR, NEW BERN, NC 28560-7214
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03689/1493
Date	Sep 13, 2021
Book Page	3689/1493
Instrument	10083052

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 19, 2022
Property Address	1023 HARBOUR POINTE DR, NEW BERN, NC 28560-7214
Document Number	003734/566
Book / Page	3734 / 566
Map Reference	CAB E SL 1-11
Instrument Date	Jun 24, 2022
Instrument	10100314
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	583 MONTROSE AVE, 583, TONAWANDA, NY 14223-2207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 HARBOUR POINTE DR, NEW BERN, NC 28560-7214

Mortgage

Document Number	0003734569
Date	Jul 19, 2022
Instrument	3734/569

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 15, 2021
Property Address	1023 HARBOUR POINTE DR, NEW BERN, NC 28560-7214
Document Number	03695/1090
Book / Page	3695 / 1090
Map Reference	CAB E SL 1-11
Instrument Date	Oct 12, 2021
Instrument	10085238
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1023 HARBOUR POINTE DR, 1023, NEW BERN, NC 28560-7214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 HARBOUR POINTE DR, NEW BERN, NC 28560-7214

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 21, 2019
Property Address	1023 HARBOUR POINTE DR, NEW BERN, NC 28560-7214
Document Number	03592/1985
Book / Page	3592 / 1985
Instrument Date	Nov 12, 2019
Instrument	10046765
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 HARBOUR POINTE DR, NEW BERN, NC 28560-7214

Mortgage

Document Number	03592/1988
Date	Nov 21, 2019
Book Page	3592/1988
Instrument	10046766

Lender

Name	EQUITY RESOURCES INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1023 Harbour Pointe Dr was $1,746.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,746.00	$347,150 (-) Land $50,000 Building $297,150	$347,150 (-) Land $50,000 Building $297,150
2025	$1,746.00	$347,150 Land $50,000 Building $297,150	$347,150 Land $50,000 Building $297,150
2023	$1,734.00 (+16.53%)	$347,150 (+48.29%) Land $50,000 Building $297,150	$347,150 Land $50,000 Building $297,150
2022	$1,488.00	$234,100 Land $25,000 Building $209,100
2018			$234,100 Land $25,000 Building $209,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1023 Harbour Pointe Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 393 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	417 units insured incl. 24 condo units
Nearby Flood Claims	446 (1982–2018)
Claims Outside the SFHA	9 of 446
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 253 claims Hurricane Irene, Aug 2011 · 94 claims Hurricane Fran, Sep 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1023 Harbour Pointe Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbour Pointe Dr

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