1023 Gotthard Pass Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 1023 Gotthard Pass Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,717 sqft · built 2023
Lot Size	0.145 acres (6,334 sqft)
Owner	2 Individual Names on File
Last Sale	$297,129 (Apr 2023)
Tax Bill	$3,823 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-27-35-522105-001570`

Property Details

APN / Parcel Number

Primary APN	`26-27-35-522105-001570`
Alternative APN	`352726522105001570`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,717 sqft Living Area
Gross Area	2,137 sqft
1st Floor Area	1,717 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,334 sqft (0.145 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	165 sqft

Location & Zoning

Street Address	1023 GOTTHARD PASS DR
City	WINTER HAVEN
State	FL
Zip	33881-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE LUCERNE PHASE 6 PB 187 PG 35-37 LOT 157
Legal Range	26E
Legal Township	27S
Legal Section	35
Legal Subdivision	LAKE LUCERNE PHASE 6
Legal Phase	6
Legal Block	2
Legal Lot Number	157
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2027
Census Tract	12803

Owner

1023 Gotthard Pass Dr is owned and occupied by two individuals who bought it in April 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1023 GOTTHARD PASS DR, WINTER HAVEN, FL 33881-9426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on File
Deed Sale	Apr 13, 2023 · Amount on File
Deed Document Number	202384761
Deed Book / Page	12650 / 1064
Record Updated	Oct 29, 2026

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 13, 2023
Property Address	1023 GOTTHARD PASS DR, WINTER HAVEN, FL 33881-9426
Document Number	0000084761
Book / Page	12650 / 1064
Map Reference	MB 187 PG 35
Instrument Date	Mar 31, 2023
Instrument	2023084761
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,080.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 GOTTHARD PASS DR, WINTER HAVEN, FL 33881-9426

Mortgage

Document Number	0126501066
Date	Apr 13, 2023
Instrument	12650/1066

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1023 Gotthard Pass Dr was $3,823 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,844 (-7.24%) Land $50,000 Building $176,844	$226,844 (-7.24%) Land $50,000 Building $176,844
2025	$3,823.00 Homeowner's exemption	$244,538 Land $50,000 Building $194,538	$244,538 Land $50,000 Building $194,538
2023	$868.00 (+11.71%)	$48,000 (+2%) Land $48,000	$48,000 (+2%) Land $48,000
2022	$777.00	$40,000 Land $40,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1023 Gotthard Pass Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1023 Gotthard Pass Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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