1023 E Elgin St, Caldwell, ID 83605 Property Records

Canyon County property record for 1023 E Elgin St, Caldwell, ID 83605

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1954
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,647 (May 2026)
Tax Bill	$570 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0498000000`

Property Details

APN / Parcel Number

Primary APN	`R0498000000`
Alternative APNs	`C1210054011A` `04980000 0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	R0498000000
Street Address	1023 E ELGIN ST
City	CALDWELL
State	ID
Zip	83605-3434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-4N-3W SE CALDWELL ORIGINAL LOTS 11&12 BLK 54
Legal Range	3W
Legal Township	4N
Legal Section	22
Legal Quarter	SE
Legal Subdivision	CALDWELL ORIGINAL
Legal Block	54
Legal Lot Number	11,12
Jurisdiction	CANYON ID
Township / Civil Division	CALDWELL
Census Block Group	2
Census Block	2006
Census Tract	21300

Owner

Source: Canyon County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1023 E ELGIN ST, CALDWELL, ID 83605-3434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Sep 25, 2024	Personal Representative Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 5, 2018	Deed of Trust, Mortgage BANKERS INS
May 23, 2019	Correction Deed, Construction Loan · Construction Mortgage GLEN R GROSENBACH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Sep 25, 2024 · Amount on Record
Deed Document Number	202617125
Prior Transfer Date	Nov 10, 2014
Prior Transfer Doc	0000040773
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CANYON ID
Recording Date	May 4, 2026
Property Address	1023 E ELGIN ST, CALDWELL, ID 83605-3434
Document Number	0000017125
Instrument Date	Apr 30, 2026
Instrument	2026.17125
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	PIONEER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 E ELGIN ST, CALDWELL, ID 83605-3434

Mortgage

Document Number	0000017126,
Date	May 4, 2026
Instrument	2026..17126

Lender

Name	SYNERGY ONE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

September 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CANYON ID
Recording Date	Sep 25, 2024
Property Address	1023 E ELGIN ST, CALDWELL, ID 83605-3434
Document Number	0000030618
Map Reference	MB 1 PG 20
Instrument Date	Sep 23, 2024
Instrument	2024-030618
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	PIONEER TITLE CANYON-CALDWELL, PIONEER TTL CANYON CALDWELL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 E ELGIN ST, CALDWELL, ID 83605-3434

Mortgage

Document Number	0000030619
Date	Sep 25, 2024
Instrument	2024-030619

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANYON ID
Property Address	1023 E ELGIN ST, CALDWELL, ID 83605-3434
Document Number	0000018660
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1023 E ELGIN ST CALDWELL ID 836053434, CALDWELL, ID 83605-3434

Mortgage

Document Number	0000018660
Date	May 2, 2018
Instrument	18660

Lender

Name	BANKERS INS
Address	PETERSBURG, FL 33716

Agreement

Amount	Amount Recorded

May 2019: Correction Deed, Construction Loan

Document Type	Correction Deed
Jurisdiction	CANYON ID
Recording Date	May 23, 2019
Property Address	1023 E ELGIN ST, CALDWELL, ID 83605-3434
Instrument Date	Oct 14, 2015
Instrument	22286
Transaction Type	Construction Loan
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20127 STOCKBRIDGE WAY CALDWELL ID 836057940, CALDWELL, ID 83605-7940

Mortgage

Document Number	0000022286
Date	May 23, 2019
Instrument	22286

Lender

Name	GLEN R GROSENBACH
Address	602 N HERALD RD, SPOKANE VALLEY, WA 99206-3889

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Canyon County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Canyon County
Municipality	Caldwell City
Unified School District	Caldwell School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,000 (+0.75%) Land $102,900 Building $99,100	$202,000 (+0.75%) Land $102,900 Building $99,100
2025	$570.00 (+11.33%)	$200,500 (-0.15%) Land $102,900 Building $97,600	$200,500 (-0.15%) Land $102,900 Building $97,600
2024	$512.00 (-66.2%)
2023	$1,515.00 (-12.83%)	$200,800 (-12.85%) Land $91,400 Building $109,400	$200,800 (-12.85%) Land $91,400 Building $109,400
2022	$1,738.00	$230,400 Land $110,900 Building $119,500	$230,400 Land $110,900 Building $119,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CALDWELL serves 78,740 people · EPA ID ID3140013
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: CenturyLink, Verizon.

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