1023 E 5th St, Duluth, MN 55805 Property Records

St. Louis County property record for 1023 E 5th St, Duluth, MN 55805

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 3 ba · 3,091 sqft · built 1906
Lot Size	0.08 acres (3,506 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jun 2026)
Tax Bill	$4,888 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-3830-18790`

Property Details

APN / Parcel Number

Primary APN	`010-3830-18790`
Alternative APN	`1115145`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,091 sqft Gross Area
1st Floor Area	1,124 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,506 sqft (0.08 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	203 sqft
Deck Area	28 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1115145
Street Address	1023 E 5TH ST
City	DULUTH
State	MN
Zip	55805-3812
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT 12 BLK 113 PORTLAND DIV AND LOT 12BLK 113 1/2 AUDITORS REARR OF PART OFPORTLAND DIV SERIAL #
Legal Subdivision	PORTLAND DIV OF DULUTH
Legal Block	113
Legal Lot Number	12B
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2000
Census Tract	1200

Owner

Source: St. Louis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1023 E 5TH ST, DULUTH, MN 55805-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage FRANDSEN BANK & TRUST
May 24, 2021	Deed of Trust, Mortgage FRANDSEN BANK & TRUST
Jul 9, 2021	Deed of Trust, Mortgage FRANDSEN BANK & TRUST
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK
Aug 11, 2022	Warranty Deed, Transfer · Commercial Mortgage NORTH SHORE BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Aug 11, 2022 · Amount on Record
Deed Document Number	20261533651
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1023 E 5TH ST, DULUTH, MN 55805-3812
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 W SUPERIOR ST, DULUTH, MN 55806-2137

Mortgage

Document Number	0001415093
Date	May 27, 2021
Instrument	1415093

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 17, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1023 E 5TH ST, DULUTH, MN 55805-3812
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 W SUPENOR ST, DULUTH, MN 55806

Mortgage

Document Number	0001041146
Date	May 24, 2021
Instrument	1041146

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 17, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1023 E 5TH ST, DULUTH, MN 55805-3812
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001043447
Date	Jul 9, 2021
Instrument	1043447

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Amount	Amount Recorded

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 3, 2026
Property Address	1023 E 5TH ST, DULUTH, MN 55805-3812
Document Number	0001533651
Instrument Date	May 8, 2026
Instrument	20261533651
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 E 5TH ST, DULUTH, MN 55805-3812

Mortgage

Document Number	0001533652,
Date	Jun 3, 2026
Instrument	20261533652

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 11, 2022
Property Address	1023 E 5TH ST, DULUTH, MN 55805-3812
Document Number	0001449559
Instrument Date	Aug 1, 2022
Instrument	1449559
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.05
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4279 FAYRE RD, DULUTH, MN 55803-1209

Mortgage

Document Number	0001449560
Date	Aug 11, 2022
Instrument	1449560

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2027

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,888.00 (+0.21%)
2025	$4,878.00 (+12.09%)	$279,100 (-3.82%) Land $11,600 Building $267,500	$279,100 (-3.82%) Land $11,600 Building $267,500
2024	$4,352.00	$290,200 (+25.09%) Land $12,500 Building $277,700	$290,200 (+25.09%) Land $12,500 Building $277,700
2022		$232,000 Land $14,000 Building $218,000	$232,000 Land $14,000 Building $218,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,009 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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