1023 Calhoun St, Waterloo (Evansdale), IA 50707 Property Records

Black Hawk County property record for 1023 Calhoun St, Waterloo, IA 50707

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,512 sqft · built 2003
Lot Size	0.498 acres (21,700 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Feb 2022)
Tax Bill	$5,030 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8912-29-305-017`

Property Details

APN / Parcel Number

Primary APN	`8912-29-305-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	21,700 sqft (0.498 acres)
Lot Dimensions	140 ft deep x 155 ft wide
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	678 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1023 CALHOUN ST
City	EVANSDALE
State	IA
Zip	50707-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITOR BARNES PLAT OF MAYWOOD W 95.5 FT LOT 16 THE E 60 FT OF LOT 19
Legal Range	12W
Legal Township	89N
Legal Section	29
Legal Subdivision	AUDITOR BARNES PLAT OF MAYWOOD
Legal Lot Number	16,19
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3034
Census Tract	800

Owner

1023 Calhoun St is owned and occupied by two individuals who bought it in February 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1023 CALHOUN ST, EVANSDALE, IA 50707-4005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit CEDAR VALLEY BANK & TRUST
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit CEDAR VALLEY BANK & TRUST
Mar 16, 2018	Deed of Trust, Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Deed Document Number	202216101
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1023 CALHOUN ST, WATERLOO, IA 50707-4005
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 CALHOUN ST, WATERLOO, IA 50707-4005

Mortgage

Document Number	202300004448
Date	Sep 14, 2022
Instrument	202300004448

Lender

Name	CEDAR VALLEY BANK & TRUST
Type	Bank
Address	VINTON, IA 52349

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 6, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1023 CALHOUN ST, WATERLOO, IA 50707-4005
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 CALHOUN ST, WATERLOO, IA 50707-4005

Mortgage

Document Number	202200016103
Date	Feb 8, 2022
Instrument	202200016103

Lender

Name	CEDAR VALLEY BANK & TRUST
Type	Bank
Address	VINTON, IA 52349

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Feb 4, 2025

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1023 CALHOUN ST, WATERLOO, IA 50707-4005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800015039
Date	Mar 16, 2018
Instrument	201800015039

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	118 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 1023 Calhoun St was $5,030 with a homeowner's exemption, down 0.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,030.00 (-0.08%) Homeowner's exemption	$257,330 Land $23,250 Building $234,080	$257,330 Land $23,250 Building $234,080
2024	$5,034.00
2023		$232,030 (+30.15%) Land $23,250 Building $208,780	$232,030 Land $23,250 Building $208,780
2022	$3,720.00 Homeowner's exemption	$178,280 Land $23,250 Building $155,030
2021			$178,280 Land $23,250 Building $155,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1023 Calhoun St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1993–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1023 Calhoun St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink.

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