1023 Breakmaker Ln, Indian Trail, NC 28079 Property Records

Union County property record for 1023 Breakmaker Ln, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 2,836 sqft · built 2004
Lot Size	0.326 acres (14,201 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jul 2019)
Tax Bill	$2,976 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-057-831`

Property Details

APN / Parcel Number

Primary APN	`07-057-831`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,836 sqft Living Area
Gross Area	3,560 sqft
1st Floor Area	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,201 sqft (0.326 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1023 BREAKMAKER LN
City	INDIAN TRAIL
State	NC
Zip	28079-5559
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-4 INDIA
Legal Description	#685 CRISMARK SEC1/PH11/MP2 OPCH698
Legal Subdivision	CRISMARK
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	4
Census Block	4004
Census Tract	20310

Owner

1023 Breakmaker Ln, a rural home, is owned and occupied by two individuals who bought it in July 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1023 BREAKMAKER LN, INDIAN TRAIL, NC 28079-5559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 24, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2019 · Amount on File
Deed Sale	Jul 24, 2019 · Amount on File
Prior Sale	Oct 2, 2015 · Amount on File
Deed Document Number	201921304
Deed Book / Page	7422 / 428
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1023 BREAKMAKER LN, INDIAN TRAIL, NC 28079-5559
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7439854
Date	Aug 15, 2019
Book Page	7439/854
Instrument	0023960

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 24, 2019
Property Address	1023 BREAKMAKER LN, INDIAN TRAIL, NC 28079-5559
Document Number	7422428
Book / Page	007422 / 000428
Instrument Date	Jul 24, 2019
Instrument	21304
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$590.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1023 BREAKMAKER LN INDIAN TRAIL NC 280795559, INDIAN TRAIL, NC 28079-5559

Tax Assessment & Valuation

The 2025 property tax bill for 1023 Breakmaker Ln was $2,976.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,900 (-) Land $76,400 Building $374,500	$450,900 (-) Land $76,400 Building $374,500
2025	$2,976.00	$450,900 Land $76,400 Building $374,500	$450,900 Land $76,400 Building $374,500
2023	$2,573.00	$308,400 Land $52,000 Building $256,400	$308,400 Land $52,000 Building $256,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1023 Breakmaker Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1023 Breakmaker Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Windstream.

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