1023 Armand Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1023 Armand Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,117 sqft · built 1983
Lot Size	0.178 acres (7,752 sqft)
Owner	2 Company Names on Record
Last Sale	$235,000 (Aug 2000)
Tax Bill	$7,827 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2023 Transfer + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`808-35-078`

Property Details

APN / Parcel Number

Primary APN	`808-35-078`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,117 sqft Living Area
Gross Area	1,717 sqft
1st Floor Area	817 sqft
2nd Floor Area	900 sqft
Family Room	Family Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,752 sqft (0.178 acres)
Lot Dimensions	102 ft deep x 76 ft wide
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1023 ARMAND CT
City	GILROY
State	CA
Zip	95020-5932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6122 BOOK 464 PAGE 33 PAGE 34 LOT 5
Legal Subdivision	TRACT NO 6122
Legal Tract	6122
Legal Lot Number	5
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2016
Census Tract	512511

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1023 ARMAND CT, GILROY, CA 95020-5932
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 30, 2023	Intrafamily Transfer, Transfer
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Dec 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2000 · Amount on Record
Deed Sale	Aug 3, 2000 · Amount on Record
Prior Sale	Apr 27, 2000 · Amount on Record
Deed Document Number	200015343634
Prior Transfer Date	Oct 7, 1997
Prior Transfer Doc	0013896218
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1023 ARMAND CT, GILROY, CA 95020-5932
Transaction Type	Mortgage
Record Updated	Nov 21, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 ARMAND CT, GILROY, CA 95020-5932

Mortgage

Document Number	0025557084
Date	Nov 9, 2023
Instrument	25557084

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 30, 2023
Property Address	1023 ARMAND CT, GILROY, CA 95020-5932
Document Number	0025455955
Map Reference	MB 464 PG 33&34
Instrument Date	Mar 30, 2023
Instrument	25455955
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1023 ARMAND CT, GILROY, CA 95020-5932

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1023 ARMAND CT, GILROY, CA 95020-5932
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 ARMAND CT, GILROY, CA 95020-5932

Mortgage

Document Number	0024653455
Date	Oct 14, 2020
Instrument	24653455

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1023 ARMAND CT, GILROY, CA 95020-5932
Document Number	0023830494
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1023 ARMAND CT GILROY CA 950205932, GILROY, CA 95020-5932

Mortgage

Document Number	0023830494
Date	Dec 19, 2017
Instrument	23830494

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$643,415 (+2%) Land $240,072 Building $403,343
2025	$7,827.00 (+3.35%)	$630,800 (+4.04%) Land $235,365 Building $395,435
2023	$7,573.00 (+1.69%) Homeowner's exemption	$606,307 Land $226,226 Building $380,081
2022	$7,447.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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