1023 9th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1023 9th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,313 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual on Record
Last Sale	$139,900 (Aug 2021)
Tax Bill	$2,136 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-44541-0000`

Property Details

APN / Parcel Number

Primary APN	`82-44541-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,313 sqft Living Area
1st Floor Area	1,053 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Width	55 ft Width
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Other

Location & Zoning

Street Address	1023 9TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 005 BLK 076 JAMES BOWES ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	JAMES BOWES ADD
Legal Block	76
Legal Lot Number	5
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	301

Owner

Source: Stearns County assessment roll, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1023 9TH AVE S, SAINT CLOUD, MN 56301-5353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Aug 3, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Nov 25, 2020	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	20211610126
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Jun 23, 2026
Property Address	1023 9TH AVE S, SAINT CLOUD, MN 56301-5353
Document Number	0001715614
Instrument Date	Jun 10, 2026
Instrument	20261715614
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 9TH AVE S, SAINT CLOUD, MN 56301-5353

Mortgage

Document Number	0001715614,
Date	Jun 23, 2026
Instrument	20261715614

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2056

Interest

Rate	6.36%
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 3, 2021
Property Address	1023 9TH AVE S, SAINT CLOUD, MN 56301-5353
Document Number	00A1610126
Instrument Date	Jul 30, 2021
Instrument	A1610126
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1023 9TH AVE S, SAINT CLOUD, MN 56301-5353

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 25, 2020
Property Address	1023 9TH AVE S, SAINT CLOUD, MN 56301-5353
Document Number	00A1587013
Instrument Date	Nov 10, 2020
Instrument	A1587013
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 9TH AVE S, SAINT CLOUD, MN 56301-5353

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,136.00 (+2%)
2025		$172,100 (+8.1%) Land $30,000 Building $142,100	$172,100 (+8.1%) Land $30,000 Building $142,100
2023	$1,780.00	$159,200 Land $30,000 Building $129,200	$159,200 Land $30,000 Building $129,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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