Sherburne County property record for 1023 11th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Dec 2023) |
| Tax Bill | $2,284 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-402-8125 |
| Primary APN | 85-402-8125 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,250 sqft (0.166 acres) |
|---|
| Account Number | 42626 |
|---|---|
| Street Address | 1023 11TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5, BLK 81 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | WAITES ADDITION |
| Legal Block | 81 |
| Legal Lot Number | 5 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 31500 |
1023 11th Ave SE is owned and occupied by an individual who bought it in December 2023.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1023 11TH AVE SE, SAINT CLOUD, MN 56304-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on File |
| Deed Sale | Dec 11, 2023 · Amount on File |
| Deed Document Number | 2023964718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Dec 11, 2023 |
| Property Address | 1023 11TH AVE SE, SAINT CLOUD, MN 56304-1707 |
| Document Number | 0000964718 |
| Instrument Date | Dec 6, 2023 |
| Instrument | 964718 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Title Company | QUARRY TITLE & CLOSING LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1023 11TH AVE SE, SAINT CLOUD, MN 56304-1707 |
| Document Number | 0000964719 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 964719 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Number | 0000964720 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 964720 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
The 2025 property tax bill for 1023 11th Ave SE was $2,284 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,600 (+3.93%) Land $40,000 Building $150,600 | $190,600 (+3.93%) Land $40,000 Building $150,600 | |
| 2025 | $2,284.00 | $183,400 Land $40,000 Building $143,400 | $183,400 Land $40,000 Building $143,400 |
| 2023 | $1,844.00 | $180,600 Land $30,000 Building $150,600 | |
| 2021 | $180,600 Land $30,000 Building $150,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1023 11th Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1023 11th Ave SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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