10229 Elderberry Ct, Jacksonville, FL 32257 Property Records

Duval County property record for 10229 Elderberry Ct, Jacksonville, FL 32257

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,086 sqft · built 1987
Lot Size	0.61 acres (26,591 sqft)
Owner	Individual Name on File
Tax Bill	$2,544 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`155675-8688`

Property Details

APN / Parcel Number

Primary APN	`155675-8688`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,086 sqft Living Area
Gross Area	2,629 sqft
1st Floor Area	1,943 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,591 sqft (0.61 acres)
Lot Dimensions	115 ft deep x 80 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	144 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10229 ELDERBERRY CT
City	JACKSONVILLE
State	FL
Zip	32257-7694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	41-63 33-3S-27E 04-4S-27E WALNUT BEND UNIT THREE LOT 19 O/R BK 6301-1363
Legal Range	27E
Legal Township	03S
Legal Section	33
Legal Subdivision	WALNUT BEND UNIT 03
Legal Lot Number	19
Legal Unit	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1000
Census Tract	16731

Owner

10229 Elderberry Ct is owned and occupied by an individual.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	10229 ELDERBERRY CT, JACKSONVILLE, FL 32257-7694
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	10229 ELDERBERRY CT, JACKSONVILLE, FL 32257-7694
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10229 ELDERBERRY CT, JACKSONVILLE, FL 32257-7694

Mortgage

Document Number	0198411109
Date	Aug 2, 2021
Book Page	19841/1109
Instrument	2021197164

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	10229 ELDERBERRY CT, JACKSONVILLE, FL 32257-7694
Document Number	0191740262
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10229 ELDERBERRY CT JACKSONVILLE FL 322577694, JACKSONVILLE, FL 32257-7694

Mortgage

Document Number	0191740262
Date	Apr 13, 2020
Book Page	019174/000262
Instrument	81465

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10229 Elderberry Ct was $2,544 with a homeowner's exemption, up 1% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,724 (+2.7%)	$332,756 (-2.86%) Land $114,793 Building $217,963
2025	$2,544.00 (+10.03%) Homeowner's exemption	$163,315	$342,560 Land $110,000 Building $232,560
2024	$2,312.00 (+3.17%)
2023	$2,241.00 (+9.58%) Homeowner's exemption	$154,091 (+3%)	$315,660 (+12.52%) Land $80,000 Building $235,660
2022	$2,045.00 Homeowner's exemption	$149,603	$280,539 Land $65,000 Building $215,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10229 Elderberry Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10229 Elderberry Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Utah Broadband.

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