10228 Rd X, Leipsic, OH 45856 Property Records

Putnam County property record for 10228 Rd X, Leipsic, OH 45856

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,512 sqft · built 1953
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on Record
Last Sale	$123,500 (Feb 2015)
Tax Bill	$1,400 (2025)
Deeds & Mortgages	Nov 2023 Mortgage May 2012 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`18-012050.0000`

Property Details

APN / Parcel Number

Primary APN	`18-012050.0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	41,818 sqft (0.96 acres)
Terrain	Rolling
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	10228 ROAD X
City	LEIPSIC
State	OH
Zip	45856-9278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2N 7E 16 SMDPT NE NE
Legal Range	7E
Legal Township	2N
Legal Section	16
Legal Subdivision	KRATZERS SUBDIVISION
Jurisdiction	PUTNAM OH
Township / Civil Division	LIBERTY
Census Block Group	4
Census Block	4016
Census Tract	30100

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10228 ROAD X, LEIPSIC, OH 45856-9278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 1, 2012	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
Jun 13, 2013	Deed of Trust, Mortgage · Line of Credit THE FORT JENNINGS STATE BANK
Feb 14, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Apr 27, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Oct 12, 2007	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Feb 10, 2015	Warranty Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 9, 2008	Warranty Deed, Transfer · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2015 · Amount on Record
Deed Sale	Feb 10, 2015 · Amount on Record
Prior Sale	Jun 9, 2008 · Amount on Record
Deed Document Number	2015462
Deed Book / Page	667 / 527
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	10228 ROAD X, LEIPSIC, OH 45856-9278
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00761/1441
Date	Nov 30, 2023
Book Page	761/1441
Instrument	202300004272

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	10228 ROAD X, LEIPSIC, OH 45856-9278
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00637/0815
Date	May 1, 2012
Book Page	637/0815
Instrument	201200002593

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 30, 2017

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	10228 ROAD X, LEIPSIC, OH 45856-9278
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00651/1025
Date	Jun 13, 2013
Book Page	651/1025
Instrument	201300003112

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 11, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	10228 ROAD X, LEIPSIC, OH 45856-9278
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00634/1198
Date	Feb 14, 2012
Book Page	634/1198
Instrument	201200000829

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2032

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	10228 ROAD X, LEIPSIC, OH 45856-9278
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY NC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00602/1962
Date	Apr 27, 2009
Book Page	602/1962
Instrument	200900002956

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2039

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	10228 ROAD X, LEIPSIC, OH 45856-9278
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00585/1156
Date	Oct 12, 2007
Book Page	585/1156
Instrument	200700004960

Lender

Name	THE UNION BANK CO
Type	Bank
Address	LEIPSIC, OH 45856

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Feb 10, 2015
Property Address	10228 ROAD X, LEIPSIC, OH 45856-9278
Document Number	00667/0527
Book / Page	667 / 0527
Instrument Date	Feb 5, 2015
Instrument	201500000462
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	AXXIS TITLE AGENCY LIMITED, AXXIS TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$494.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10228 ROAD X, LEIPSIC, OH 45856-9278

Mortgage

Document Number	201500000463
Date	Feb 10, 2015
Instrument	201500000463

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2045

June 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Jun 9, 2008
Property Address	10228 ROAD X, LEIPSIC, OH 45856-9278
Document Number	00593/0284
Book / Page	593 / 0284
Instrument Date	Jun 6, 2008
Instrument	200800003379
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800003380
Date	Jun 9, 2008
Instrument	200800003380

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Liberty Township
Unified School District	Leipsic Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,400.00 (-2.98%) Homeowner's exemption	$46,090 (-) Land $4,100 Building $41,990	$131,680 (-) Land $11,710 Building $119,970
2024	$1,443.00 (-4.75%) Homeowner's exemption	$46,090 (+18.94%) Land $4,100 Building $41,990
2023	$1,515.00 (-1.24%) Homeowner's exemption Additional exemption filed	$38,750 (-) Land $3,210 Building $35,540	$131,680 (+18.94%) Land $11,710 Building $119,970
2022	$1,534.00	$38,750 Land $3,210 Building $35,540
2020			$110,710 Land $9,170 Building $101,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Apr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
bright.net Fixed Wireless	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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