10228 Lilac, Waco, TX 76708 Property Records

McLennan County property record for 10228 Lilac, Waco, TX 76708

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 2,628 sqft · built 2004
Lot Size0.213 acres (9,293 sqft)
OwnerCompany Name on Record
Tax Bill$5,559 (2025)
Deeds & MortgagesJan 2023 Mortgage
May 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN18-021004-000737-0

Property Details

APN / Parcel Number

Primary APN18-021004-000737-0
Alternative APN
  • 321703

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Units2 Units
Stories1 Story
Building Area2,628 sqft Living Area
Gross Area3,386 sqft
1st Floor Area2,628 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleDuplex Single
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area9,293 sqft (0.213 acres)
Lot Dimensions100 ft deep x 93 ft wide
Garage TypeAttached
Garage Area758 sqft
DrivewayConcrete Driveway
Driveway Area1,500 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10228 LILAC
CityWACO
StateTX
Zip76708-6274
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1B
Legal DescriptionCOUGAR RIDGE PT 3 LOT 37 BLOCK 7 ACRES .2133
Legal SubdivisionCOUGAR RIDGE PT 3
Legal Block7
Legal Lot Number37
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1010
Census Tract4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4125 W WACO DR, WACO, TX 76710-7110
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF CENTRAL TX
May 17, 2019Deed of Trust, Mortgage
INDEPENDENT BK
Jan 29, 2019Grant Deed, Transfer
NOT AVAILABLE
Mar 4, 2019Correction Deed, Transfer
NOT AVAILABLE
Mar 28, 2017Loan Modification, Mortgage
INDEPENDENT BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address10228 LILAC, WACO, TX 76708-6274
Transaction TypeMortgage
Record UpdatedFeb 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001696
DateJan 19, 2023
Instrument2023001696
Lender
NameFIRST NATIONAL BANK OF CENTRAL TX
TypeBank
AddressWACO, TX 76710
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address10228 LILAC, WACO, TX 76708-6274
Document Number0000020299
Instrument DateMay 17, 2019
Transaction TypeMortgage
Record UpdatedJul 16, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4125 W WACO DR WACO TX 767107110, WACO, TX 76710-7110

Mortgage

Document Number0000020299
DateJun 20, 2019
Instrument20299
Lender
NameINDEPENDENT BK
TypeBank
AddressWACO, TX 76702
Agreement
AmountAmount Recorded

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCLENNAN TX
Recording DateJan 29, 2019
Property Address10228 LILAC, WACO, TX 76708-6274
Document Number0000003129
Instrument DateJan 1, 2019
Instrument3129
Transaction TypeTransfer
Record UpdatedApr 3, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4125 W WACO DR WACO TX 767107110, WACO, TX 76710-7110

March 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionMCLENNAN TX
Recording DateMar 4, 2019
Property Address10228 LILAC, WACO, TX 76708-6274
Document Number0000006873
Instrument DateJan 1, 2019
Instrument6873
Transaction TypeTransfer
Record UpdatedApr 3, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4125 W WACO DR WACO TX 767107110, WACO, TX 76710-7110

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address10228 LILAC, WACO, TX 76708-6274
Document Number0000011895
Instrument DateMar 28, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4125 W WACO DR WACO TX 767107110, WACO, TX 76710-7110

Mortgage

Document Number0000011895
DateApr 18, 2017
Instrument11895
Lender
NameINDEPENDENT BK
TypeBank
AddressWACO, TX 76702
Agreement
AmountAmount Recorded
Term60 Months
DueApr 17, 2022

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictChina Spring Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$223,380 (-11.46%) Land $34,996 Building $188,384$223,380 (-11.46%) Land $34,996 Building $188,384
2025$5,559.00 (+0.07%)$252,288 (+1.05%) Land $35,000 Building $217,288$252,288 (+1.05%) Land $35,000 Building $217,288
2024$5,555.00 (-0.43%)
2023$249,660 Land $35,000 Building $214,660$249,660 Land $35,000 Building $214,660
2022$5,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lilac

Nearby Streets

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