Mecklenburg County property record for 10228 Edwards Pl, Mint Hill, NC 28227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,616 sqft · built 1992 |
| Lot Size | 0.682 acres (29,745 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $102,000 (Jul 1992) |
| Tax Bill | $3,226 (2023) |
| Deeds & Mortgages | Apr 2018 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 137-241-06 |
| Primary APN | 137-241-06 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,616 sqft Heated Area |
| Gross Area | 2,208 sqft |
| 1st Floor Area | 784 sqft |
| Upper Floors Area | 832 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 29,745 sqft (0.682 acres) |
| Garage Area | 400 sqft |
| Pool Type | Vinyl-Lined Pool |
|---|---|
| Pool Area | 576 sqft |
| Porch | Porch |
| Porch Area | 192 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 137-241-06 |
|---|---|
| Street Address | 10228 EDWARDS PL |
| City | MINT HILL |
| State | NC |
| Zip | 28227-9669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L25 B1 M24-721 |
| Legal Subdivision | BAINBRIDGE 03 |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 6, CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 5719 |
10228 Edwards Pl is owned and occupied by two individuals who acquired it in April 1996.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10228 EDWARDS PL, MINT HILL, NC 28227-9669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2018 | Deed of Trust, Mortgage · VA Mortgage PACIFIC UNION FINANCIAL LLC |
| Mar 21, 2019 | Deed of Trust, Mortgage · VA Mortgage UNIVERSAL MORTGAGE & FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1992 · Amount on File |
| Deed Sale | Jul 1, 1992 · Amount on File |
| Deed Document Number | 0000006930 |
| Deed Book / Page | 137 |
| Last Transfer Date | Apr 23, 1996 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10228 EDWARDS PL, MINT HILL, NC 28227-9669 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LENDERS TITLE SOLUTIONS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000051485 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 32638/789 |
| Instrument | 2018051485 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10228 EDWARDS PL, MINT HILL, NC 28227-9669 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031613 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 33365/260 |
| Instrument | 2019031613 |
| Name | UNIVERSAL MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | EDGEWATER, MD 21037 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Mint Hill Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 10228 Edwards Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10228 Edwards Pl is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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