10228 117th Ter, Largo, FL 33773 Property Records

Pinellas County property record for 10228 117th Ter, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	1 ba · 713 sqft · built 1957
Lot Size	0.11 acres (4,796 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Feb 2017)
Tax Bill	$1,114 (2025)
Deeds & Mortgages	Oct 2021 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-750-0788-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-0788-0`
Alternative APNs	`10-30-15-64314-024-0100` `153010643140240100` `R114378`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	713 sqft Heated Area
1st Floor Area	713 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,796 sqft (0.11 acres)
Lot Dimensions	80 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R114378
Old Parcel Number	153010643140240100
Street Address	10228 117TH TER
City	LARGO
State	FL
Zip	33773-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGE LAKE VILLAGE BLK 24, LOT 10 & LOT 9 LESS W 40FT
Legal Range	15
Legal Township	30
Legal Section	10
Legal Subdivision	ORANGE LAKE VILLAGE
Legal Block	24
Legal Lot Number	10
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1008
Census Tract	25115

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	10228 117TH TER, LARGO, FL 33773-2331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Intrafamily Transfer, Transfer
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP
Feb 3, 2017	Warranty Deed, Transfer · Conventional with PMI VAN DYK MTG

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 3, 2017 · Amount on Record
Deed Sale	Feb 3, 2017 · Amount on Record
Prior Sale	Oct 5, 2016 · Amount on Record
Deed Document Number	0195081805
Deed Book / Page	019508 / 001805
Last Transfer Date	Oct 22, 2021
Transfer Doc	0217740405
Record Updated	Jun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Oct 22, 2021
Property Address	10228 117TH TER, LARGO, FL 33773-2331
Document Number	0217740405
Book / Page	21774 / 405
Map Reference	MB 36 PG 65-57
Instrument Date	Oct 20, 2021
Instrument	2021346621
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10228 117TH TER, LARGO, FL 33773-2331

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10228 117TH TER, LARGO, FL 33773-2331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10223 117TH TER, LARGO, FL 33773-2332

Mortgage

Document Number	0213220001
Date	Dec 30, 2020
Book Page	21322/1
Instrument	2020392327

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 3, 2017
Property Address	10228 117TH TER, LARGO, FL 33773-2331
Document Number	0195081805
Book / Page	019508 / 001805
Instrument Date	Feb 2, 2017
Instrument	38285
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$826.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10228 117TH TER LARGO FL 337732331, LARGO, FL 33773-2331

Mortgage

Document Number	195081807
Date	Feb 3, 2017
Book Page	019508/001807
Instrument	38286

Lender

Name	VAN DYK MTG
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2047

Mortgage

Document Number	195081818,
Date	Feb 3, 2017
Book Page	019508/001818
Instrument	38287

Lender

Name	HOUSING FIN AGCY
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301-1329

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,114.00 (+13.33%) Homeowner's exemption	$97,256 (+5.99%)	$193,547 (+27.5%) Land $104,305 Building $89,242
2023	$983.00 (+4.69%) Homeowner's exemption	$91,762 (+3%)	$151,802 (+15.59%) Land $118,064 Building $33,738
2022	$939.00 Homeowner's exemption	$89,089	$131,330 Land $105,133 Building $26,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	241 units insured incl. 192 condo units
Nearby Flood Claims	6 (1983–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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