10227 W Cave Loop, Dripping Springs, TX 78620 Property Records

Travis County property record for 10227 W Cave Loop, Dripping Springs, TX 78620

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,422 sqft · built 2000
Lot Size	1.31 acres (57,238 sqft)
Owner	Individual Name on File
Tax Bill	$5,984 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0509010406`

Property Details

APN / Parcel Number

Primary APN	`0509010406`
Alternative APNs	`05090104060000` `353536`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,422 sqft Living Area
1st Floor Area	1,735 sqft
2nd Floor Area	687 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	57,238 sqft (1.31 acres)
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	353536
Old Parcel Number	05090104060000
Street Address	10227 W CAVE LOOP
City	DRIPPING SPRINGS
State	TX
Zip	78620-5132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK D WEST CAVE ESTATES SEC 4
Legal Subdivision	WEST CAVE ESTATES SEC 4
Legal Block	D
Legal Lot Number	11
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	3
Census Block	3021
Census Tract	36600

Owner

10227 W Cave Loop is owned and occupied by an individual who acquired it in December 2023.

Source: Travis County records, as of November 3, 2025

Owner of Record	Individual Name on File
Mailing Address	10227 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Dec 22, 2023	· Seller Carry-Back MELISSA STARR
Dec 22, 2023
Apr 30, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2023
Deed Sale	Dec 22, 2023
Prior Sale	Dec 22, 2023
Deed Document Number	2023142414
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	10227 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5132
Transaction Type	Mortgage
Record Updated	Jan 12, 2024
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129130
Date	Jun 9, 2021
Instrument	2021129130

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2023:

Jurisdiction	TRAVIS TX
Recording Date	Dec 22, 2023
Property Address	10227 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5132
Document Number	0000142414
Map Reference	VOL 86 PG 170B
Instrument Date	Sep 14, 2023
Instrument	2023142414
Record Updated	Jan 12, 2024

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 W MERCER ST, DRIPPING SPRINGS, TX 78620-5521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10227 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5132

Mortgage

Document Number	0000142415
Date	Dec 22, 2023
Instrument	2023142415

Lender

Name	MELISSA STARR
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	22 Months
Due	Oct 1, 2025

December 2023:

Jurisdiction	TRAVIS TX
Recording Date	Dec 22, 2023
Property Address	10227 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5132
Document Number	0000142413
Map Reference	VOL 86 PG 170B
Instrument Date	Sep 14, 2023
Instrument	2023142413
Record Updated	Jan 12, 2024

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 W MERCER ST, DRIPPING SPRINGS, TX 78620-5521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10227 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5132

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	10227 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5132
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	INDEPENDENCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065382
Date	Apr 30, 2018
Instrument	2018065382

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Lake Travis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$595,667 Land $262,800 Building $333,628	$596,428 Land $262,800 Building $333,628
2024	$5,984.00
2023		$744,884 Land $197,100 Building $547,784	$744,884 Land $197,100 Building $547,784
2022	$5,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10227 W Cave Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10227 W Cave Loop is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, Spry Air Fiber.

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