Emmet County property record for 10226 McCarthy Rd, Alanson, MI 49706
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.04 acres (45,356 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $664,600 (Jan 2017) |
| Tax Bill | $10,038 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-17-26-151-004 |
| Primary APN | 07-17-26-151-004 |
|---|
| Lot Area | 45,356 sqft (1.04 acres) |
|---|
| Street Address | 10226 MCCARTHY RD |
|---|---|
| City | ALANSON |
| State | MI |
| Zip | 49706-9388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC RR |
| Legal Description | WEST PICKEREL SHORES, LOT 3. SECTION 26, T35N, R4W |
| Legal Range | 04W |
| Legal Township | 35N |
| Legal Section | 26 |
| Legal Subdivision | WEST PICKEREL LAKE SHORES |
| Legal Lot Number | 3 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | LITTLEFIELD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 970500 |
Source: Emmet County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 10226 MCCARTHY RD, ALANSON, MI 49706-9388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BANK FIRST |
| Feb 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FEDERAL CREDIT |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK FIRST |
| Jan 25, 2017 | Warranty Deed, Transfer · ARM LAKE MICHIGAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2017 · Amount on Record |
| Deed Sale | Jan 25, 2017 · Amount on Record |
| Prior Sale | Dec 1, 1994 |
| Deed Document Number | 20175144567 |
| Deed Book / Page | 1191 / 688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 10226 MCCARTHY RD, ALANSON, MI 49706-9388 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 10226 MCCARTHY RD, ALANSON, MI 49706-9388 |
| Document Number | 0000001256/0000000903 |
|---|---|
| Date | Jan 5, 2024 |
| Book Page | 0000001256/0000000903 |
| Instrument | 5209912 |
| Name | BANK FIRST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 10226 MCCARTHY RD, ALANSON, MI 49706-9388 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10226 MCCARTHY RD, ALANSON, MI 49706-9388 |
| Document Number | 0000001250/0000000100 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | 0000001250/0000000100 |
| Instrument | 5203086 |
| Name | MICHIGAN STATE UNIVERSITY FEDERAL CREDIT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 10226 MCCARTHY RD, ALANSON, MI 49706-9388 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10226 MCCARTHY RD, ALANSON, MI 49706-9388 |
| Document Number | 0000001229/0000000932 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 0000001229/0000000932 |
| Instrument | 5182900 |
| Name | BANK FIRST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jan 25, 2017 |
| Property Address | 10226 MCCARTHY RD, ALANSON, MI 49706-9388 |
| Document Number | 1191/0688 |
| Book / Page | 1191 / 0688 |
| Instrument Date | Jan 23, 2017 |
| Instrument | 5144567 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10226 MCCARTHY RD, 10226, ALANSON, MI 49706-9388 |
| Name | Verified Name |
|---|---|
| Address | 3229 E FALLCREEK LN, APPLETON, WI 54913-7780 |
| Document Number | 1191/0689 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 1191/0689 |
| Instrument | 5144568 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2024 |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.12% |
| Max Rate | 9.12% |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Littlefield Township |
| Unified School District | Alanson Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $673,200 (+28.99%) Land $673,200 | $1,346,400 (+28.99%) Land $1,346,400 | |
| 2024 | $10,038.00 | ||
| 2023 | $521,900 Land $521,900 | $1,043,800 Land $1,043,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
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