10226 119th St, Largo, FL 33778 Property Records

Pinellas County property record for 10226 119th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1976
Lot Size	0.203 acres (8,847 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jul 2010)
Tax Bill	$5,085 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-7983-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-7983-0`
Alternative APNs	`16-30-15-64755-005-0011` `301516647550050011` `153016647550050011` `R172956`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,608 sqft Living Area
Gross Area	2,132 sqft
1st Floor Area	1,608 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,847 sqft (0.203 acres)
Lot Dimensions	100 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	180 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R172956
Street Address	10226 119TH ST
City	LARGO
State	FL
Zip	33778-3533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGEWOOD HIGHLANDS BLK 5, S 88.5FT OF LOT 1 & E 17FT OF S 88.5FT OF LOT 2
Legal Range	15E
Legal Township	30S
Legal Section	16
Legal Subdivision	ORANGEWOOD HIGHLANDS
Legal Tract	64755
Legal Block	5
Legal Lot Number	1,2
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1024
Census Tract	25119

Owner

10226 119th St is owned and occupied by two individuals who acquired it in April 2015.

Source: Pinellas County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10226 119TH ST, LARGO, FL 33778-3533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Sep 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THIRD FSLA OF CLEVELAND
Feb 28, 2020	Warranty Deed, Transfer NAVY FCU
Apr 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2010 · Amount on File
Deed Sale	Jul 1, 2010 · Amount on File
Prior Sale	Mar 11, 2010 · Amount on File
Deed Document Number	2010187028
Deed Book / Page	16962 / 1846
Last Transfer Date	Apr 10, 2015
Transfer Doc	0187460323
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10226 119TH ST, LARGO, FL 33778-3533
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	BURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10226 119TH ST, SEMINOLE, FL 33778-3533

Mortgage

Document Number	0217562510
Date	Oct 12, 2021
Book Page	21756/2510
Instrument	2021333060

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10226 119TH ST, LARGO, FL 33778-3533
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10226 119TH ST, SEMINOLE, FL 33778-3533

Mortgage

Document Number	0225611593
Date	Sep 12, 2023
Book Page	22561/1593
Instrument	2023234467

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 5, 2043

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 28, 2020
Property Address	10226 119TH ST, SEMINOLE, FL 33778-3533
Document Number	0209010783
Book / Page	020901 / 000783
Instrument Date	Feb 24, 2020
Instrument	68173
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	PARAMOUNT TITLE II

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10226 119TH ST SEMINOLE FL 337783533, SEMINOLE, FL 33778-3533

Mortgage

Document Number	209010785
Date	Feb 28, 2020
Book Page	020901/000785
Instrument	68174

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10226 119TH ST, SEMINOLE, FL 33778-3533
Document Number	0200081864
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10226 119TH ST SEMINOLE FL 337783533, SEMINOLE, FL 33778-3533

Mortgage

Document Number	0200081864
Date	Apr 11, 2018
Book Page	020008/001864
Instrument	112068

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 10, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 10226 119th St was $5,085 with a homeowner's exemption, up 9% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Seminole City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,085.00 (+9%) Homeowner's exemption	$350,727	$424,693 Land $174,214 Building $250,479
2024	$4,665.00 (+1.28%)
2023	$4,606.00 (+2.7%) Homeowner's exemption	$330,916 (+3%)	$422,223 (+13.77%) Land $221,751 Building $200,472
2022	$4,485.00 Homeowner's exemption	$321,278	$371,132 Land $219,568 Building $151,564

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10226 119th St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	7 (1981–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10226 119th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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