San Luis Obispo County property record for 10225 Morro Rd, Atascadero, CA 93422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,302 sqft · built 2000 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (Oct 2016) |
| Tax Bill | $8,369 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Apr 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-411-004 |
| Primary APN | 056-411-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,302 sqft Living Area |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Construction Type | Wood |
| Lot Area | 130,680 sqft (3 acres) |
| Terrain | Above Road/Slope |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 10225 MORRO RD |
|---|---|
| City | ATASCADERO |
| State | CA |
| Zip | 93422-4800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | CY ATAS ATAS COL PM 27/60 PAR B |
| Legal Subdivision | PARCEL MAP CO-77-487 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ATASCADERO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 12705 |
Source: San Luis Obispo County records · APN 056-411-004
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 10225 MORRO RD, ATASCADERO, CA 93422-4800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2017 | Deed of Trust, Mortgage · VA Mortgage ENVOY MORTGAGE LTD |
| Apr 29, 2019 | Deed of Trust, Mortgage · VA Mortgage ENVOY MORTGAGE LTD |
| Feb 28, 2020 | Deed of Trust, Mortgage · VA Mortgage ENVOY MORTGAGE LTD |
| Jan 25, 2021 | Deed of Trust, Mortgage · VA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2016 · Amount on Record |
| Deed Sale | Oct 25, 2016 · Amount on Record |
| Prior Sale | May 21, 2010 · Amount on Record |
| Deed Document Number | 2016055800 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 10225 MORRO RD, ATASCADERO, CA 93422-4800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000058496 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 2017058496 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77056 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 10225 MORRO RD, ATASCADERO, CA 93422-4800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE COMPANY CAMBR |
| Name | Verified Name |
|---|
| Document Number | 0000015345 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 2019015345 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 10225 MORRO RD, ATASCADERO, CA 93422-4800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000009682 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 2020009682 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 10225 MORRO RD, ATASCADERO, CA 93422-4800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10225 MORRO RD, ATASCADERO, CA 93422-4800 |
| Document Number | 0000005504 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021005504 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| Municipality | Atascadero City |
| County | San Luis Obispo County |
| Unified School District | Atascadero Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,369.00 (+4.57%) Homeowner's exemption | $739,762 (+3.69%) Land $232,114 Building $507,648 |
| 2023 | $8,003.00 (+1.3%) Homeowner's exemption | $713,464 Land $223,101 Building $490,363 |
| 2022 | $7,900.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | High above 78% of the US · above 54% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings, Ranch WiFi, Verizon.
Based on FCC filings for 67 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ATASCADERO MUTUAL WATER CO private · serves 33,307 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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