Montgomery County property record for 10222 Millstream Dr, Gaithersburg, MD 20886
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,450 sqft · built 1978 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $243,000 (Mar 2020) |
| Tax Bill | $3,876 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01756557 |
| Primary APN | 09-01756557 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 540 sqft |
| Basement Area | 390 sqft |
| Finished Basement | 390 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01756557 |
|---|---|
| Street Address | 10222 MILLSTREAM DR |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20886-1054 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R90 |
| Legal Description | WATKINS MILL |
| Legal Subdivision | WATKINS MILL |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 700810 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10222 MILLSTREAM DR, GAITHERSBURG, MD 20886-1054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 24, 2020 | Grant Deed, Transfer · FHA Mortgage MORTGAGE LINK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2020 · Amount on Record |
| Deed Sale | Mar 24, 2020 · Amount on Record |
| Prior Sale | Aug 2, 2007 · Amount on Record |
| Deed Book / Page | 59277 / 50 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10222 MILLSTREAM DR, GAITHERSBURG, MD 20886-1054 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10222 MILLSTREAM DR, GAITHERSBURG, MD 20886-1054 |
| Document Number | 0667060414 |
|---|---|
| Date | Feb 1, 2023 |
| Book Page | 66706/414 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10222 MILLSTREAM DR, GAITHERSBURG, MD 20886-1054 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10222 MILLSTREAM DR, GAITHERSBURG, MD 20886-1054 |
| Document Number | 0607100018 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 60710/18 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 24, 2020 |
| Property Address | 10222 MILLSTREAM DR, GAITHERSBURG, MD 20886-1054 |
| Document Number | 0592770050 |
| Book / Page | 059277 / 000050 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2020 |
| Title Company | ELITE SETTLEMENTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 10222 MILLSTREAM DR GAITHERSBURG MD 208861054, GAITHERSBURG, MD 20886-1054 |
| Document Number | 592770059 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 059277/000059 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2050 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,500 (+6.92%) Land $120,000 Building $199,500 | $319,500 (-) Land $120,000 Building $199,500 | |
| 2025 | $3,876.00 (+67%) | $298,833 (+16.05%) | $319,500 (+24.08%) Land $120,000 Building $199,500 |
| 2023 | $257,500 Land $120,000 Building $137,500 | $257,500 Land $120,000 Building $137,500 | |
| 2022 | $2,321.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures