10222 Falls Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 10222 Falls Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	6.5 ba · 10,755 sqft · built 2007
Lot Size	0.668 acres (29,095 sqft)
Owner	Individual Name on File
Last Sale	$2,838,000 (Jun 2023)
Tax Bill	$19,999 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00870562`

Property Details

APN / Parcel Number

Primary APN	`10-00870562`
Alternative APN	`00870562`

Interior

Full Baths	6.5 Baths
Half Baths	5 Half Baths
Stories	2 Stories
Building Area	10,755 sqft Living Area
Gross Area	11,488 sqft
1st Floor Area	4,178 sqft
Basement Area	3,300 sqft
Finished Basement	3,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	29,095 sqft (0.668 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00870562
Street Address	10222 FALLS RD
City	POTOMAC
State	MD
Zip	20854-5008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	PT LT 3 SEC 1 POTOMAC HILLS
Legal Subdivision	POTOMAC HILLS
Legal Block	D
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3005
Census Tract	706005

Owner

10222 Falls Rd is owned by an individual who bought it in June 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	918 MIDLAND CREEK DR, SOUTHLAKE, TX 76092-8601
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage CATHAY BANK
Apr 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage CATHAY BANK
Jun 5, 2023	Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Oct 13, 2005 · Amount on File
Deed Book / Page	67064 / 248
Transfer Doc	0000081900
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10222 FALLS RD, POTOMAC, MD 20854-5008
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10222 FALLS RD, POTOMAC, MD 20854-5008

Mortgage

Document Number	0700350436
Date	Jan 14, 2026
Book Page	70035/436

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12.2%
Index	1-Year T-Bill
Max Rate	12.2%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10222 FALLS RD, POTOMAC, MD 20854-5008
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	AESTAR LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0679270235
Date	Apr 22, 2024
Book Page	67927/235

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	13.1%
Index	1-Year T-Bill
Max Rate	13.1%

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 5, 2023
Property Address	10222 FALLS RD, POTOMAC, MD 20854-5008
Document Number	0670640248
Book / Page	67064 / 248
Map Reference	MB 30 PL 1866
Instrument Date	May 31, 2023
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	918 MIDLAND CREEK DR, SOUTHLAKE, TX 76092-8601

Mortgage

Document Number	0067064255
Date	Jun 5, 2023
Instrument	67064/255

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	9.75%
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	9.75%
Max Rate At Change	14.7%
Index	Other
Margin	4
Max Rate	14.7%

Tax Assessment & Valuation

The 2025 property tax bill for 10222 Falls Rd was $19,999.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,001,100 (+18.68%)	$2,631,100 (+56.05%) Land $574,300 Building $2,056,800
2025	$19,999.00	$1,686,100 Land $516,900 Building $1,169,200	$1,686,100 Land $516,900 Building $1,169,200
2023		$1,686,100 Land $516,900 Building $1,169,200	$1,686,100 Land $516,900 Building $1,169,200
2022	$20,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10222 Falls Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1979–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10222 Falls Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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