10222 E Boundary Rd, Elk, WA 99009 Property Records

Spokane County property record for 10222 E Boundary Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,352 sqft · built 2004
Lot Size	19 acres (831,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Jun 2017)
Tax Bill	$4,372 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`49051.9019`

Property Details

APN / Parcel Number

Primary APN	`49051.9019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,352 sqft Living Area
1st Floor Area	2,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	831,560 sqft
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	860 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	10222 E BOUNDARY RD
City	ELK
State	WA
Zip	99009-8779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	05-29-44 W1/2 OF GOV LT 1 INCL VAC RD LYG S OF N40FT AND EXC CO.RD
Legal Subdivision	WILLAMETTE MERIDIAN
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3012
Census Tract	10201

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10222 E BOUNDARY RD, ELK, WA 99009-8779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Dec 23, 2022	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE EMPLOYEES CU
Mar 5, 2018	Deed of Trust, Mortgage · ARM NATIONAL BANK OF KANSAS CITY
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Jun 26, 2017	Warranty Deed, Transfer · Conventional Mortgage TATE DARON D & C S TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	20176615741
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10222 E BOUNDARY RD, ELK, WA 99009-8779
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007061669
Date	Apr 15, 2021
Instrument	7061669

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10222 E BOUNDARY RD, ELK, WA 99009-8779
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007180523
Date	Feb 14, 2022
Instrument	7180523

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10222 E BOUNDARY RD, ELK, WA 99009-8779
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007260219
Date	Dec 23, 2022
Instrument	7260219

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10222 E BOUNDARY RD, ELK, WA 99009-8779
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, SIMPLIFILE LC E RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007293858
Date	Jul 3, 2023
Instrument	7293858

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10222 E BOUNDARY RD, ELK, WA 99009-8779
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006686425
Date	Mar 5, 2018
Instrument	6686425

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	10%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10222 E BOUNDARY RD, ELK, WA 99009-8779
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006832577
Date	Aug 16, 2019
Instrument	6832577

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10222 E BOUNDARY RD, ELK, WA 99009-8779
Document Number	0006929175
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10222 E BOUNDARY RD ELK WA 990098779, ELK, WA 99009-8779

Mortgage

Document Number	0006929175
Date	Jun 10, 2020
Instrument	6929175

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 26, 2017
Property Address	10222 E BOUNDARY RD, ELK, WA 99009-8779
Document Number	0006615741
Instrument Date	Jun 18, 2017
Instrument	6615741
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,371.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3647 BIG DALTON AVE BALDWIN PARK CA 917065461, BALDWIN PARK, CA 91706-5461

Mortgage

Document Number	6615742
Date	Jun 26, 2017
Instrument	6615742

Lender

Name	TATE DARON D & C S TR (PT)
Address	960 E ASTOR AVE, COLVILLE, WA 99114-3249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,372.00 (-8.8%)	$550,740 (-) Land $174,040 Building $376,700	$550,740 (-) Land $174,040 Building $376,700
2025	$4,794.00 (+5.83%)	$550,740 (-4.99%) Land $174,040 Building $376,700	$550,740 (-4.99%) Land $174,040 Building $376,700
2024		$579,670 (+4.6%) Land $121,870 Building $457,800	$579,670 (+4.6%) Land $121,870 Building $457,800
2023	$4,530.00 (-12.6%)	$554,160 Land $94,160 Building $460,000	$554,160 Land $94,160 Building $460,000
2022	$5,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 65% of Washington
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	499 / 285
Wired or Wireless Fixed Wireless	200 / 40
Ziply Fiber Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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