10221 Stern Ave, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10221 Stern Ave, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 3,238 sqft · built 2008
Lot Size	0.118 acres (5,151 sqft)
Owner	2 Company Names on Record
Last Sale	$2,000,000 (Aug 2025)
Tax Bill	$36,115 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2023 Transfer + 9 more
Flood Zone	Zone D (undetermined)
APN	`375-11-069`

Property Details

APN / Parcel Number

Primary APN	`375-11-069`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,238 sqft Living Area
1st Floor Area	1,131 sqft
2nd Floor Area	750 sqft
Basement Area	1,357 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	5,151 sqft (0.118 acres)
Lot Dimensions	101 ft deep x 51 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10221 STERN AVE
City	CUPERTINO
State	CA
Zip	95014-3666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1004 BOOK 40 PAGE 29 LOT 9
Legal Subdivision	MANSION GROVE
Legal Tract	1004
Legal Lot Number	9
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1010
Census Tract	508004

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10221 STERN AVE, CUPERTINO, CA 95014-3666
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Intrafamily Transfer, Transfer · FHA Mortgage TING ZHONG
Mar 15, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage EAST WEST BANK
Oct 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 20, 2020	Intrafamily Transfer, Transfer · Line of Credit CATHAY BANK
Jun 14, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 14, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 1, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 24, 2017	Deed of Trust, Mortgage BANK OF AMERICA
Jul 5, 2017	Quit Claim Deed, Transfer Quitclaim
May 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2025 · Amount on Record
Deed Sale	Aug 19, 2025 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	202525857471
Prior Transfer Date	Oct 8, 2020
Prior Transfer Doc	0024655970
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 15, 2023
Property Address	10221 STERN AVE, CUPERTINO, CA 95014-3666
Document Number	0025449652
Map Reference	MB 40 PG 29&30
Instrument Date	Mar 13, 2023
Instrument	25449652
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10221 STERN AVE, CUPERTINO, CA 95014-3666

Mortgage

Document Number	0025449653
Date	Mar 15, 2023
Instrument	25449653

Lender

Name	TING ZHONG
Type	Private Party

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 15, 2024

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 15, 2023
Property Address	10221 STERN AVE, CUPERTINO, CA 95014-3666
Document Number	0025449654
Map Reference	MB 40 PG 29&30
Instrument Date	Mar 13, 2023
Instrument	25449654
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10221 STERN AVE, CUPERTINO, CA 95014-3666

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10221 STERN AVE, CUPERTINO, CA 95014-3666
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10221 STERN AVE, CUPERTINO, CA 95014-3666

Mortgage

Document Number	0024995747
Date	Jun 15, 2021
Instrument	24995747

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	10.1%
Index	1-Year CMT
Margin	20
Max Rate	10.1%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 15, 2020
Property Address	10221 STERN AVE, CUPERTINO, CA 95014-3666
Document Number	0024655970
Instrument Date	Sep 23, 2020
Instrument	24655970
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10221 STERN AVE CUPERTINO CA 950143666, CUPERTINO, CA 95014-3666

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 20, 2020
Property Address	10221 STERN AVE, CUPERTINO, CA 95014-3666
Document Number	0024458744
Map Reference	MB 40 MAP 29&30
Instrument Date	Mar 25, 2020
Instrument	24458744
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10221 STERN AVE, CUPERTINO, CA 95014-3666

Mortgage

Document Number	0024458745
Date	Apr 20, 2020
Instrument	24458745

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91734

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 14, 2019
Property Address	10221 STERN AVE, CUPERTINO, CA 95014-3666
Document Number	0024203291
Instrument Date	Jun 3, 2019
Instrument	24203291
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10221 STERN AVE CUPERTINO CA 950143666, CUPERTINO, CA 95014-3666

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 14, 2019
Property Address	10221 STERN AVE, CUPERTINO, CA 95014-3666
Document Number	0024203290
Instrument Date	Jun 3, 2019
Instrument	24203290
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,970.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10221 STERN AVE CUPERTINO CA 950143666, CUPERTINO, CA 95014-3666

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10221 STERN AVE, CUPERTINO, CA 95014-3666
Document Number	0024039976
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10221 STERN AVE CUPERTINO CA 950143666, CUPERTINO, CA 95014-3666

Mortgage

Document Number	0024039976
Date	Oct 10, 2018
Instrument	24039976

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10221 STERN AVE, CUPERTINO, CA 95014-3666
Document Number	0023815300
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10221 STERN AVE CUPERTINO CA 950143666, CUPERTINO, CA 95014-3666

Mortgage

Document Number	0023815300
Date	Nov 30, 2017
Instrument	23815300

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 5, 2017
Property Address	10221 STERN AVE, CUPERTINO, CA 95014-3666
Document Number	0023690037
Instrument Date	May 16, 2017
Instrument	23690037
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10221 STERN AVE CUPERTINO CA 950143666, CUPERTINO, CA 95014-3666

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 23, 2017
Property Address	10221 STERN AVE, CUPERTINO, CA 95014-3666
Document Number	0023656579
Instrument Date	May 16, 2017
Instrument	23656579
Transaction Type	Transfer
Record Updated	Jun 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10221 STERN AVE CUPERTINO CA 950143666, CUPERTINO, CA 95014-3666

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,143,942 (+4.38%) Land $2,018,519 Building $1,125,423
2025	$36,115.00 (+3.81%) Homeowner's exemption	$3,011,897 (+4.04%) Land $1,896,380 Building $1,115,517
2023	$34,789.00 (+1.56%) Homeowner's exemption	$2,894,944 Land $1,822,743 Building $1,072,201
2022	$34,254.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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