10221 Palmer Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10221 Palmer Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,571 sqft · built 1992
Lot Size	0.152 acres (6,604 sqft)
Owner	2 Individual Names on Record
Tax Bill	$988 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-06-7-35-12-0-00229-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-7-35-12-0-00229-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,571 sqft Adjusted Area
1st Floor Area	1,298 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,604 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 65 ft wide

Location & Zoning

Street Address	10221 PALMER DR
City	OLIVE BRANCH
State	MS
Zip	38654-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MAGNOLIA ESTATES S-D SEC F LOT 229
Legal Range	006
Legal Township	01S
Legal Section	35
Legal Subdivision	MAGNOLIA ESTATES S-D
Legal Lot Number	229
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1026
Census Tract	70822

Owner

Source: DeSoto County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10221 PALMER DR, OLIVE BRANCH, MS 38654-3330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE CORP
Oct 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BL 2012 LLC
Oct 18, 2022	Warranty Deed, Transfer EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023
Deed Sale	Feb 27, 2023
Prior Sale	Oct 18, 2022 · Amount on Record
Deed Book / Page	1023 / 2783
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 27, 2023
Property Address	10221 PALMER DR, OLIVE BRANCH, MS 38654-3330
Document Number	01023/2783
Book / Page	1023 / 2783
Map Reference	MB 39 PG 21
Instrument Date	Feb 16, 2023
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	940 SLOCUM POINT DR, HERNANDO, MS 38632-8239

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10221 PALMER DR, OLIVE BRANCH, MS 38654-3330

Mortgage

Document Number	0566011068
Date	Feb 27, 2023
Instrument	5660/11068

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10221 PALMER DR, OLIVE BRANCH, MS 38654-3330
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 BECKETT RIDGE CV, COLLIERVILLE, TN 38017-6198

Mortgage

Document Number	0005620/62
Date	Oct 18, 2022
Book Page	5620/62

Lender

Name	BL 2012 LLC
Type	Non-Lending Institution
Address	38612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Mar 17, 2023

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 18, 2022
Property Address	10221 PALMER DR, OLIVE BRANCH, MS 38654-3330
Document Number	001015/522
Book / Page	1015 / 522
Map Reference	MB 39 PG 21
Instrument Date	Oct 17, 2022
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 HOLLY RD, ASHLAND, MS 38603-7064

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	940 SLOCUM POINT DR, HERNANDO, MS 38632-8239

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$988.00 (-40.73%)	$11,129 (-8.92%) Land $1,500 Building $9,629	$111,294 (+36.62%) Land $15,000 Building $96,294
2023	$1,667.00	$12,219	$81,463 Land $15,000 Building $66,463

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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