10221 129th Ter, Largo, FL 33773 Property Records

Pinellas County property record for 10221 129th Ter, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 992 sqft · built 1973
Lot Size	0.137 acres (5,972 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jul 2020)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-749-9762-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-9762-8`
Alternative APNs	`10-30-15-35065-001-0060` `301510350650010060` `153010350650010060` `R113352`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	992 sqft Living Area
Gross Area	1,544 sqft
1st Floor Area	992 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,972 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R113352
Street Address	10221 129TH TER
City	LARGO
State	FL
Zip	33773-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALGREEN MANOR-UNIT 1 BLK A, LOT 6
Legal Range	15E
Legal Township	30S
Legal Section	10
Legal Subdivision	HALGREEN MANOR-UNIT 1
Legal Tract	35065
Legal Block	A
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1000
Census Tract	25311

Owner

10221 129th Ter is owned and occupied by two individuals who bought it in July 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10221 129TH TER, LARGO, FL 33773-1004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON GROUP FUNDING INC
Jul 6, 2020	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Mar 4, 2020	Warranty Deed, Transfer · Construction Mortgage JOSHUA SMITH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Mar 4, 2020 · Amount on File
Deed Document Number	2020199619
Deed Book / Page	21065 / 1523
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10221 129TH TER, LARGO, FL 33773-1004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197822572
Date	Sep 26, 2017
Book Page	19782/2572
Instrument	2017293182

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 6, 2020
Property Address	10221 129TH TER, LARGO, FL 33773-1004
Document Number	0210651523
Book / Page	21065 / 1523
Map Reference	MB 70 PG 67
Instrument Date	Jun 30, 2020
Instrument	2020199619
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PEER TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 TAMIARNI TRAIL #11, 750, PORT CHARLOTTE, FL 33953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10221 129TH TER, LARGO, FL 33773-1004

Mortgage

Document Number	0210651525
Date	Jul 6, 2020
Instrument	21065/1525

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 4, 2020
Property Address	10221 129TH TER, LARGO, FL 33773-1004
Document Number	0209082595
Book / Page	020908 / 002595
Instrument Date	Feb 28, 2020
Instrument	74237
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	PEER TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	750 TAMIAMI TRL #1 PORT CHARLOTTE FL 339533002, 1, PORT CHARLOTTE, FL 33953-3002
Investor	Possibly a Property Investor

Mortgage

Document Number	209082597
Date	Mar 4, 2020
Book Page	020908/002597
Instrument	74238

Lender

Name	JOSHUA SMITH
Address	1070 W CENTURY DR, LOUISVILLE, CO 80027-1655

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 3, 2021

Interest

Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 10221 129th Ter was $2,438 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,438.00 Homeowner's exemption	$170,637	$234,868 Land $106,680 Building $128,188
2023	$2,247.00 (+3.5%) Homeowner's exemption	$160,998 (+3%)	$217,022 (+12.77%) Land $126,424 Building $90,598
2022	$2,171.00 Homeowner's exemption	$156,309	$192,445 Land $119,224 Building $73,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10221 129th Ter in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10221 129th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier.

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