10220 Windswept Ln, Cincinnati, OH 45251 Property Records

Hamilton County property record for 10220 Windswept Ln, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 946 sqft · built 1963
Lot Size	0.159 acres (6,926 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Jun 2026)
Tax Bill	$2,344 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2025 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`510-0042-0039-00`

Property Details

APN / Parcel Number

Primary APN	`510-0042-0039-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	946 sqft Living Area
Gross Area	1,206 sqft
1st Floor Area	946 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,926 sqft (0.159 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	10220 WINDSWEPT LN
City	CINCINNATI
State	OH
Zip	45251-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSWEPT LANE 60 X 125 IRR LOT 27 SPRINGHILL ACS SUB BLK C
Legal Subdivision	SPRINGHILL ACS SUB
Legal Block	C
Legal Lot Number	27
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3007
Census Tract	20505

Owner

10220 Windswept Ln is owned and occupied by two individuals who bought it in June 2026.

Source: Hamilton County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10220 WINDSWEPT LN, CINCINNATI, OH 45251-1246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 14, 2025	Sheriff's Deed, Foreclosure
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 14, 2019	Fiduciary Deed, Transfer · FHA Mortgage SIBCY CLINE MORTGAGE SERVICES INC
Mar 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Nov 14, 2025 · Amount on File
Deed Document Number	202652639
Deed Book / Page	15697 / 322
Prior Transfer Date	Nov 6, 2025
Prior Transfer Doc	0000089361
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 30, 2026
Property Address	10220 WINDSWEPT LN, CINCINNATI, OH 45251-1246
Document Number	0000052639
Book / Page	15697 / 322
Instrument Date	Jun 24, 2026
Instrument	202652639
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,814.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	10220 WINDSWEPT LN, CINCINNATI, OH 45251-1246

Mortgage

Document Number	0000052640,
Date	Jun 30, 2026
Instrument	202652640

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

November 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 14, 2025
Property Address	10220 WINDSWEPT LN, CINCINNATI, OH 45251-1246
Document Number	0000089361
Book / Page	15543 / 1701
Map Reference	MB 110 PG 77&78
Instrument Date	Nov 6, 2025
Instrument	2025-0089361
Transaction Type	Foreclosure
Record Updated	Dec 22, 2025

Transaction

Amount	Amount on Record
Tax	$166.30
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7541 GRABNBY WAY, WEST CHESTER, OH 45069-2368

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10220 WINDSWEPT LN, CINCINNATI, OH 45251-1246
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135826
Date	Nov 9, 2021
Book Page	14541/1488
Instrument	2021-0135826

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 14, 2019
Property Address	10220 WINDSWEPT LN, CINCINNATI, OH 45251-1246
Document Number	0000067202
Book / Page	13980 / 00107
Map Reference	MB 110 PG 77&78
Instrument Date	Aug 2, 2019
Instrument	2019-0067202
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LTOC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10220 WINDSWEPT LN, CINCINNATI, OH 45251-1246

Mortgage

Document Number	0000067203
Date	Aug 14, 2019
Instrument	2019-0067203

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 26, 2019
Property Address	10220 WINDSWEPT LN, CINCINNATI, OH 45251-1246
Document Number	0000022249
Book / Page	013882 / 001575
Instrument Date	Mar 25, 2019
Instrument	22249
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8816 WUEST RD CINCINNATI OH 452515848, CINCINNATI, OH 45251-5848

Tax Assessment & Valuation

The 2025 property tax bill for 10220 Windswept Ln was $2,344, up 7.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,344.00 (+7.82%)	$40,586 (-) Land $8,694 Building $31,892	$115,960 Land $24,840 Building $91,120
2024	$2,174.00 (-0.59%)	$40,586 (-) Land $8,694 Building $31,892
2023	$2,187.00 (-21.73%)	$40,586 (-4.17%) Land $8,694 Building $31,892	$115,960 Land $24,840 Building $91,120
2022	$2,794.00 Homeowner's exemption	$42,350 Land $7,665 Building $34,685
2020			$121,000 Land $21,900 Building $99,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10220 Windswept Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10220 Windswept Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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