10220 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 10220 W Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,400 sqft · built 1900
Lot Size	3.39 acres (147,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,900 (Apr 2023)
Tax Bill	$4,020 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-001-101-020`

Property Details

APN / Parcel Number

Primary APN	`10-00-001-101-020`
Alternative APN	`10-00-001-101-102`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	147,668 sqft (3.39 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Concrete/Masonry Porch
Porch Area	240 sqft
Patio Area	36 sqft
Canopy	320 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	1000001101020
Street Address	10220 W RIDGE RD
City	ELYRIA
State	OH
Zip	44035-6835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOD 3/4/08 20080243633
Legal Block	101
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1017
Census Tract	71500

Owner

Source: Lorain County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10220 W RIDGE RD, ELYRIA, OH 44035-6835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STAR CU INC
Mar 24, 2023	Intrafamily Transfer, Transfer
Dec 6, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Deed Document Number	2023912444
Prior Transfer Date	Mar 13, 2023
Prior Transfer Doc	0000910491
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 13, 2023
Property Address	10220 W RIDGE RD, ELYRIA, OH 44035-6835
Document Number	0000912444
Map Reference	DOC 2022-0900503
Instrument Date	Apr 10, 2023
Instrument	2023-0912444
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10220 W RIDGE RD, ELYRIA, OH 44035-6835

Mortgage

Document Number	0000912445
Date	Apr 13, 2023
Instrument	2023-0912445

Lender

Name	COMMUNITY STAR CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Mar 24, 2023
Property Address	10220 W RIDGE RD, ELYRIA, OH 44035-6835
Document Number	0000910491
Map Reference	DOC 2022-0900503
Instrument Date	Mar 13, 2023
Instrument	2023-0910491
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4676 BUTLER RD, WAKEMAN, OH 44889-9031

December 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	Dec 6, 2022
Property Address	10220 W RIDGE RD, ELYRIA, OH 44035-6835
Document Number	0000900503
Instrument Date	Dec 1, 2022
Instrument	2022-0900503
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4676 BUTLER RD, WAKEMAN, OH 44889-9031

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,020.00 (+26.02%)	$99,463 (-25.46%) Land $22,460 Building $77,004	$284,180 (-25.46%) Land $64,170 Building $220,010
2023	$3,190.00 (-13.06%)	$133,438 (%) Land $88,298 Building $45,140	$381,250 (-) Land $252,280 Building $128,970
2022	$3,669.00 Additional exemption filed	$133,440 Land $88,300 Building $45,140
2021			$381,250 Land $252,280 Building $128,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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