Hernando County property record for 10220 Spring Hill Dr, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,802 sqft · built 1999 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $102,542 (Mar 2024) |
| Tax Bill | $4,868 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Jan 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5080-0441-0050 |
| Primary APN | R32-323-17-5080-0441-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,802 sqft Living Area |
| Gross Area | 2,619 sqft |
| 1st Floor Area | 1,802 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,030 sqft |
| Deck Area | 120 sqft |
| Patio Area | 420 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00414304 |
|---|---|
| Street Address | 10220 SPRING HILL DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-6677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 8 BLK 441 LOT 5 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UN 8 |
| Legal Block | 441 |
| Legal Lot Number | 5 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40901 |
Source: Hernando County assessment roll, APN R32-323-17-5080-0441-0050, as of December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10220 SPRING HILL DR, SPRING HILL, FL 34608-6677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 20, 2024 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 08, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 08, 2021 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 01, 2019 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2024 · Amount on Record |
| Deed Sale | Mar 20, 2024 · Amount on Record |
| Prior Sale | Sep 08, 2021 · Amount on Record |
| Deed Document Number | 202417517 |
| Deed Book / Page | 4404 / 690 |
| Prior Transfer Date | Mar 14, 2024 |
| Prior Transfer Doc | 0044040690 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 20, 2024 |
| Property Address | 10220 SPRING HILL DR, SPRING HILL, FL 34608-6677 |
| Document Number | 0044040690 |
| Book / Page | 4404 / 690 |
| Map Reference | MB 8 PG 27 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 2024017517 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $718.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10220 SPRING HILL DR, SPRING HILL, FL 34608-6677 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10220 SPRING HILL DR, SPRING HILL, FL 34608-6677 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10220 SPRING HILL DR, SPRING HILL, FL 34608-6677 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 10220 SPRING HILL DR, SPRING HILL, FL 34608-6677 |
| Document Number | 0043810661 |
|---|---|
| Date | Jan 08, 2024 |
| Book Page | 4381/661 |
| Instrument | 2024001632 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 08, 2021 |
| Property Address | 10220 SPRING HILL DR, SPRING HILL, FL 34608-6677 |
| Document Number | 0040521339 |
| Book / Page | 4052 / 1339 |
| Map Reference | MB 8 PG 27 |
| Instrument Date | Sep 03, 2021 |
| Instrument | 2021067554 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Title Company | OCEAN SANDS TITLE SVCS INC, OCEANS SANDS TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,795.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 COZINE RD, 55, CENTER MORICHES, NY 11934-1201 |
| Name | Verified Name |
|---|---|
| Address | 10220 SPRING HILL DR, SPRING HILL, FL 34608-6677 |
| Document Number | 40521341 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 4052/1341 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10220 SPRING HILL DR, SPRING HILL, FL 34608-6677 |
| Document Number | 0038861558 |
| Instrument Date | Nov 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 10220 SPRING HILL DR SPRING HILL FL 346086677, SPRING HILL, FL 34608-6677 |
| Document Number | 0038861558 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 003886/001558 |
| Instrument | 56246 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23285-5130 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 13, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
Source: Hernando County assessment roll as of December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,868.00 (+15%) | $332,037 (+4.3%) | $332,139 (-1.22%) Land $32,500 Building $299,639 |
| 2023 | $318,341 (+3%) Land $35,931 Building $282,410 | ||
| 2022 | $4,233.00 Homeowner's exemption | $309,069 Land $12,800 Building $296,269 | $336,246 Land $31,500 Building $304,746 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), as of April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530409013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 455 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
Source: EPA Safe Drinking Water Information System, water system FL6277059, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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