San Bernardino County property record for 10220 Saddleback Dr, Adelanto, CA 92301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,874 sqft · built 2023 |
| Lot Size | 0.171 acres (7,426 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,388 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 3103-103-42-0000 |
| Primary APN | 3103-103-42-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,874 sqft Living Area |
| Gross Area | 2,308 sqft |
| 1st Floor Area | 844 sqft |
| 2nd Floor Area | 1,030 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 7,426 sqft (0.171 acres) |
| Garage Type | Attached |
| Garage Area | 434 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10220 SADDLEBACK DR |
|---|---|
| City | ADELANTO |
| State | CA |
| Zip | 92301-4415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 20401 LOT 42 BOOK 364 PAGE 92 |
| Legal Subdivision | TRACT NO. 20401 |
| Legal Tract | 20401 |
| Legal Lot Number | 42 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1222 |
| Census Tract | 9133 |
Source: San Bernardino County records · APN 3103-103-42-0000
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10220 SADDLEBACK DR, ADELANTO, CA 92301-4415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 15, 2023 |
| Deed Sale | Aug 15, 2023 |
| Deed Document Number | 2023200823 |
| Prior Transfer Date | Aug 14, 2023 |
| Prior Transfer Doc | 0000200823 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 23, 2026 |
| Property Address | 10220 SADDLEBACK DR, ADELANTO, CA 92301-4415 |
| Document Number | 0000189857 |
| Instrument Date | Jan 07, 2026 |
| Instrument | 2026189857 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 10220 SADDLEBACK DR, ADELANTO, CA 92301-4415 |
| Document Number | 0000189857, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 2026189857 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Adelanto City |
| County | San Bernardino County |
| Elementary School District | Adelanto Elementary School District (KG - 06) |
| Secondary School District | Victor Valley Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $446,321 (+2%) Land $88,434 Building $357,887 | |
| 2025 | $4,388.00 | $437,570 Land $86,700 Building $350,870 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 190 locations within half a mile of this property.
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