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10220 Ridgemore Dr, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 10220 Ridgemore Dr, Charlotte, NC 28277 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,715 sqft · built 1990
Lot Size0.259 acres (11,307 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Feb 2019)
Tax Bill$3,836 (2023)
Deeds & MortgagesJun 2023 Second Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN223-381-25

Property Details

APN / Parcel Number

Primary APN223-381-25

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,715 sqft Heated Area
Gross Area1,860 sqft
1st Floor Area1,715 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area11,307 sqft (0.259 acres)
PorchPorch
Porch Area95 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number223-381-25
Street Address10220 RIDGEMORE DR
CityCHARLOTTE
StateNC
Zip28277-2313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL15 B4 M23-253
Legal SubdivisionWHITE OAK PH 04 MAP 01 REV
Legal Block4
Legal Lot Number15
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2004
Census Tract5839

Owner

Source: Mecklenburg County records · APN 223-381-25

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10220 RIDGEMORE DR, CHARLOTTE, NC 28277-2313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SKYLA FCU
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Feb 28, 2019Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 28, 2019 · Amount on Record
Deed SaleFeb 28, 2019 · Amount on Record
Prior SaleSep 04, 2009
Deed Document Number0033319758
Deed Book / Page33319 / 758
Record UpdatedJun 07, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10220 RIDGEMORE DR, CHARLOTTE, NC 28277-2313
Transaction TypeMortgage
Record UpdatedJun 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053283
DateJun 07, 2023
Book Page38172/294
Instrument2023053283
Lender
NameSKYLA FCU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2038

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10220 RIDGEMORE DR, CHARLOTTE, NC 28277-2313
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031724
DateFeb 18, 2021
Book Page35690/110
Instrument2021031724
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 28, 2019
Property Address10220 RIDGEMORE DR, CHARLOTTE, NC 28277-2313
Document Number0000022896
Book / Page33319 / 758
Map ReferenceMB 23 PG 253
Instrument DateFeb 01, 2019
Instrument2019022896
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address555 ELM ST, 555, ALHAMBRA, IL 62001-1705

Transferred To (Grantee/Buyer)

NameVerified Name
Address10220 RIDGEMORE DR, CHARLOTTE, NC 28277-2313

Mortgage

Document Number0000022897
DateFeb 28, 2019
Instrument2019022897
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190058392, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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