Hernando County property record for 10220 Ridge Top Loop, Weeki Wachee, FL 34613
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,845 sqft · built 2001 |
| Lot Size | 0.763 acres (33,249 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $350,000 (Mar 2017) |
| Tax Bill | $520 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R24-222-17-4323-0000-0150 |
| Primary APN | R24-222-17-4323-0000-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,845 sqft Living Area |
| Gross Area | 3,919 sqft |
| 1st Floor Area | 2,845 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 33,249 sqft (0.763 acres) |
| Garage Type | Attached |
| Garage Area | 722 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,306 sqft |
| Deck Area | 112 sqft |
| Patio Area | 454 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01380259 |
|---|---|
| Street Address | 10220 RIDGE TOP LOOP |
| City | WEEKI WACHEE |
| State | FL |
| Zip | 34613-3528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ENCLAVE OF WOODLAND WATERS,THE LOT 15 |
| Legal Range | 17E |
| Legal Township | 22S |
| Legal Section | 24 |
| Legal Subdivision | ENCLAVE OF WOODLAND WATERS,THE |
| Legal Lot Number | 15 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40702 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10220 RIDGE TOP LOOP, WEEKI WACHEE, FL 34613-3528 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 4, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 11, 2017 | Deed of Trust, Mortgage · VA Mortgage MERIDIAN BANK |
| Mar 23, 2017 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2017 · Amount on Record |
| Deed Sale | Mar 23, 2017 · Amount on Record |
| Prior Sale | Aug 1, 2016 · Amount on Record |
| Deed Document Number | 201716272 |
| Deed Book / Page | 3451 / 165 |
| Prior Transfer Date | Aug 16, 2016 |
| Prior Transfer Doc | 0033931508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10220 RIDGE TOP LOOP, WEEKI WACHEE, FL 34613-3528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 10220 RIDGE TOP LOOP, WEEKI WACHEE, FL 34613-3528 |
| Document Number | 0039501634 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 3950/1634 |
| Instrument | 2021009026 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10220 RIDGE TOP LOOP, WEEKI WACHEE, FL 34613-3528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038470218 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 3847/218 |
| Instrument | 2020033410 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10220 RIDGE TOP LOOP, WEEKI WACHEE, FL 34613-3528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035330597 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 3533/0597 |
| Instrument | 2017069451 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 23, 2017 |
| Property Address | 10220 RIDGE TOP LOOP, WEEKI WACHEE, FL 34613-3528 |
| Document Number | 0034510165 |
| Book / Page | 3451 / 0165 |
| Map Reference | MB31 PG42-44 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 2017016272 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | SOUTHERN SECURITY TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | E11412B N REEDSBURG RD, E11412B, BARABOO, WI 53913-9410 |
| Name | Verified Name |
|---|---|
| Address | 10220 RIDGE TOP LOOP, WEEKI WACHEE, FL 34613-3528 |
| Document Number | 34510166 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 3451/0166 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $520.00 (+0.39%) | $340,864 (+5.99%) | $520,973 (+10.14%) Land $38,988 Building $481,985 |
| 2024 | $518.00 | ||
| 2023 | Additional exemption filed | $321,610 Land $321,610 | |
| 2022 | $473,006 Land $38,988 Building $434,018 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 3 (1985–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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