10220 N Loop Rd, Pensacola, FL 32507 Property Records

Escambia County property record for 10220 N Loop Rd, Pensacola, FL 32507

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,382 sqft · built 1925
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$959,000 (Sep 2026)
Tax Bill	$5,360 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2025 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`13-3S-31-5101-000-000`

Property Details

APN / Parcel Number

Primary APN	`13-3S-31-5101-000-000`
Alternative APN	`101782000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,382 sqft Living Area
1st Floor Area	2,382 sqft
Flooring	Parquet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	435,600 sqft (10 acres)
Garage Area	240 sqft

Exterior Amenities

Pool Area	480 sqft
Porch	Slab
Porch Area	240 sqft
Patio Area	228 sqft
Stable	Stable

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	101782000
Street Address	10220 N LOOP RD
City	PENSACOLA
State	FL
Zip	32507-8637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	E1/2 OF N1/2 OF N1/2 OF LT 5 LESS OR 25 P 6 RD R/W OR 8898 P 804
Legal Range	31W
Legal Township	03S
Legal Section	13
Legal Subdivision	SUBDIVISION NUMBER: 5101
Legal Lot Number	5
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1001
Census Tract	2607

Owner

10220 N Loop Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Escambia County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10220 N LOOP RD, PENSACOLA, FL 32507-8637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Oct 3, 2025	Warranty Deed, Transfer OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC
Dec 2, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 8, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on File
Deed Sale	Sep 23, 2026 · Amount on File
Prior Sale	Oct 3, 2025 · Amount on File
Deed Document Number	202673898
Deed Book / Page	9555 / 150
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Sep 23, 2026
Property Address	10220 N LOOP RD, PENSACOLA, FL 32507-8637
Document Number	0000073898
Book / Page	9555 / 150
Instrument Date	Sep 11, 2026
Instrument	202673898
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	PURE TITLE LLC, PURE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$678,013.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10220 N LOOP RD, PENSACOLA, FL 32507-8637

Mortgage

Document Number	0000073899,
Date	Sep 23, 2026
Instrument	202673899

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Oct 3, 2025
Property Address	10220 N LOOP RD, PENSACOLA, FL 32507-8637
Document Number	0093861642
Book / Page	9386 / 1642
Instrument Date	Sep 30, 2025
Instrument	2025075648
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount on Record
Tax	$5,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4845 ARGENTA RD, DILLON, MT 59725-9765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10220 N LOOP RD, PENSACOLA, FL 32507-8637

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Dec 2, 2022
Property Address	10220 N LOOP RD, PENSACOLA, FL 32507-8637
Document Number	0088980804
Book / Page	8898 / 804
Instrument Date	Nov 30, 2022
Instrument	2022115780
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10220 N LOOP RD, PENSACOLA, FL 32507-8637

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	10220 N LOOP RD, PENSACOLA, FL 32507-8637
Document Number	0081891082
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10220 N LOOP RD PENSACOLA FL 325078637, PENSACOLA, FL 32507-8637

Mortgage

Document Number	0081891082
Date	Oct 29, 2019
Book Page	008189/001082
Instrument	94693

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 28, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10220 N Loop Rd was $5,360, up 22.3% from the year before.

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,360.00 (+22.32%)	$414,359 (+25.87%) Land $150,000 Building $264,359	$414,359 (+25.87%) Land $150,000 Building $264,359
2024	$4,382.00 (+0.62%)	$329,185 (+3.23%)	$329,185 (+3.23%) Land $66,500 Building $262,685
2023	$4,355.00 (+79.66%)	$318,893 (+50.59%)	$318,893 (+6.87%) Land $66,500 Building $252,393
2022	$2,424.00 Homeowner's exemption	$211,761	$298,401 Land $66,500 Building $231,901

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10220 N Loop Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 329 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	329 in force
Nearby Flood Claims	18 (2004–2020)
Claims Outside the SFHA	17 of 18
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10220 N Loop Rd is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEOPLES WATER SERVICE COMPANY public/private · serves 24,806 people · EPA ID FL1170527
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	9 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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