10220 Loftin Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10220 Loftin Dr, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,764 sqft · built 2000
Lot Size0.73 acres (31,810 sqft)
Owner2 Individual Names on File
Tax Bill$2,731 (2025)
Deeds & MortgagesOct 2017 Mortgage
May 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN2-06-1-02-09-0-00163-00

Property Details

APN / Parcel Number

Primary APN2-06-1-02-09-0-00163-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Stories1 Story
Building Area2,764 sqft Adjusted Area
1st Floor Area2,445 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area31,810 sqft (0.73 acres)
Lot Dimensions302 ft deep x 96 ft wide
Patio Area110 sqft

Location & Zoning

Street Address10220 LOFTIN DR
CityOLIVE BRANCH
StateMS
Zip38654-6266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-30
Legal DescriptionFAIRHAVEN ESTATES S-D SEC D LOT 163
Legal Range006
Legal Township02S
Legal Section02
Legal SubdivisionFAIRHAVEN ESTATES S-D
Legal Lot Number163
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group1
Census Block1019
Census Tract70821

Owner

10220 Loftin Dr is owned and occupied by two individuals who acquired it in June 2017.

Source: DeSoto County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address10220 LOFTIN DR, OLIVE BRANCH, MS 38654-6266
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
PRIMELENDING
May 24, 2022Deed of Trust, Mortgage · FHA Mortgage
CITIZENS BANK NA
Jun 5, 2017Warranty Deed, Transfer
May 25, 2017Warranty Deed, Transfer · FHA Mortgage
COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2017
Deed SaleJun 5, 2017
Prior SaleMay 25, 2017 · Amount on File
Deed Document Number201710137370
Prior Transfer DateFeb 16, 2009
Prior Transfer Doc000603/671
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address10220 LOFTIN DR, OLIVE BRANCH, MS 38654-6266
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004431/075
DateOct 10, 2017
Book Page4431/075
InstrumentT04431-00075
Lender
NamePRIMELENDING
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2047
Interest
Rate TypeFixed Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address10220 LOFTIN DR, OLIVE BRANCH, MS 38654-6266
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address10220 LOFTIN DR, OLIVE BRANCH, MS 38654-6266

Mortgage

Document Number005535/475
DateMay 24, 2022
Book Page5535/475
Lender
NameCITIZENS BANK NA
TypeBank
AddressGLEN ALLEN, VA 23059
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueJun 1, 2047

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJun 5, 2017
Property Address10220 LOFTIN DR, OLIVE BRANCH, MS 38654-6266
Document Number20170605010137370
Map ReferencePL MB 69 PG 35-36
Instrument DateMay 24, 2017
Instrument20170605010137370
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9305 STATELINE RD # RD17, 9305, OLIVE BRANCH, MS 38654-3727

Transferred To (Grantee/Buyer)

NameVerified Name
Address10220 LOFTIN DR, OLIVE BRANCH, MS 38654-6266

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMay 25, 2017
Property Address10220 LOFTIN DR, OLIVE BRANCH, MS 38654-6266
Document Number20170525010126410
Map ReferencePL 69 PG 35&36
Instrument DateMay 24, 2017
Instrument20170525010126410
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyPERFECT TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9305 STATELINE RD # RD17E, 9305, OLIVE BRANCH, MS 38654-3727

Transferred To (Grantee/Buyer)

NameVerified Name
Address10220 LOFTIN DR, OLIVE BRANCH, MS 38654-6266

Mortgage

Document Number20170525010126420
DateMay 25, 2017
Instrument20170525010126420
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFLOWOOD, MS 39232
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10220 Loftin Dr was $2,731.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,731.00$23,586 Land $3,500 Building $20,086$235,855 Land $35,000 Building $200,855
2023$2,372.00$17,382$173,824 Land $35,000 Building $138,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10220 Loftin Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2012 · Hurricane Isaac

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10220 Loftin Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OLIVE BRANCH
serves 54,025 people · EPA ID MS0170015
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2010
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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