10220 Cool Spring Dr, Fort Worth, TX 76108 Property Records

Tarrant County property record for 10220 Cool Spring Dr, Fort Worth, TX 76108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 1988
Lot Size	0.188 acres (8,168 sqft)
Owner	Individual Name on File
Last Sale	$239,400 (May 2023)
Tax Bill	$771 (2025)
Deeds & Mortgages	May 2023 Mortgage Feb 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7087-18-48`

Property Details

APN / Parcel Number

Primary APN	`7087-18-48`
Alternative APNs	`7087-18-48-50` `06204694`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,574 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Brick
Lot Area	8,168 sqft (0.188 acres)
Garage Area	399 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	559 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	06204694
Street Address	10220 COOL SPRING DR
City	FORT WORTH
State	TX
Zip	76108-4912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPEL CREEK RANCH ADDITION BLOCK 18 LOT 48 50% UNDIVIDED INTEREST
Legal Subdivision	CHAPEL CREEK RANCH ADDITION
Legal Block	18
Legal Lot Number	48
Jurisdiction	TARRANT TX
Township / Civil Division	FORT WORTH
Census Block Group	3
Census Block	3017
Census Tract	110807

Owner

10220 Cool Spring Dr is owned and occupied by an individual who bought it in May 2023.

Source: Tarrant County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	10220 COOL SPRING DR, FORT WORTH, TX 76108-4912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Vendor's Lien, Transfer · Conventional Mortgage PNC BANK NA
Feb 8, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Deed Document Number	202394479
Record Updated	Oct 29, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TARRANT TX
Recording Date	May 31, 2023
Property Address	10220 COOL SPRING DR, FORT WORTH, TX 76108-4912
Document Number	0000094479
Map Reference	VOL 388-211 PG 97
Instrument Date	May 26, 2023
Instrument	D223094479
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	DESIGNATED TITLE, DESIGNATED TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10220 COOL SPRING DR, FORT WORTH, TX 76108-4912

Mortgage

Document Number	0000094480
Date	May 31, 2023
Instrument	D223094480

Lender

Name	PNC BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TARRANT TX
Property Address	10220 COOL SPRING DR, FORT WORTH, TX 76108-4912
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10220 COOL SPRING DR, FORT WORTH, TX 76108-4912

Mortgage

Document Number	0000035315
Date	Feb 8, 2022
Instrument	D222035315

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.7%

Tax Assessment & Valuation

The 2025 property tax bill for 10220 Cool Spring Dr was $771 with exemptions applied, down 53.9% from the year before.

Source: Tarrant County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fort Worth City
County	Tarrant County
Unified School District	Fort Worth Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$771.00 (-53.94%) Homeowner's exemption Senior Citizen's exemption	$110,548 Land $25,000 Building $85,548	$110,548 Land $25,000 Building $85,548
2024	$1,674.00 (-72.73%)
2023	$6,139.00 (+338.19%)	$271,314 Land $50,000 Building $221,314	$271,314 Land $50,000 Building $221,314
2022	$1,401.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10220 Cool Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10220 Cool Spring Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT WORTH serves 955,900 people · EPA ID TX2200012
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Mar 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, Nextlink.

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