1022 Willow Oak Loop, Minneola (Clermont), FL 34715 Property Records

Lake County property record for 1022 Willow Oak Loop, Minneola, FL 34715

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,337 sqft · built 2006
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$256,000 (Nov 2018)
Tax Bill	$3,432 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-25-0800-000-07400`

Property Details

APN / Parcel Number

Primary APN	`01-22-25-0800-000-07400`
Alternative APN	`3827634`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,337 sqft Living Area
1st Floor Area	1,777 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	526 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3827634
Street Address	1022 WILLOW OAK LOOP
City	MINNEOLA
State	FL
Zip	34715-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND OAKS PHASE I PB 52 PG 30-31 LOT 74 ORB 5203 PG 2081
Legal Range	25E
Legal Township	22S
Legal Section	01
Legal Subdivision	HIGHLAND OAKS PHASE
Legal Phase	1
Legal Tract	A-C,F
Legal Lot Number	74
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2015
Census Tract	31309

Owner

1022 Willow Oak Loop is owned and occupied by an individual who bought it in November 2018.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1022 WILLOW OAK LOOP, MINNEOLA, FL 34715-1008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Nov 29, 2018	Warranty Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Jan 2, 2018	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2018 · Amount on File
Deed Sale	Nov 29, 2018 · Amount on File
Prior Sale	Jan 2, 2018 · Amount on File
Deed Document Number	2018137952
Deed Book / Page	5203 / 2081
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1022 WILLOW OAK LOOP, MINNEOLA, FL 34715-1008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055752067
Date	Nov 3, 2020
Book Page	5575/2067
Instrument	2020123484

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1022 WILLOW OAK LOOP, MINNEOLA, FL 34715-1008
Document Number	0053532150
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1022 WILLOW OAK LOOP MINNEOLA FL 347151008, MINNEOLA, FL 34715-1008

Mortgage

Document Number	0053532150
Date	Oct 7, 2019
Book Page	005353/002150
Instrument	113007

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48266-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 29, 2018
Property Address	1022 WILLOW OAK LOOP, MINNEOLA, FL 34715-1008
Document Number	0052032081
Book / Page	5203 / 2081
Map Reference	MB 52 PG 30&31
Instrument Date	Nov 26, 2018
Instrument	2018137952
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	INTEGRITY FIRST TITLE LLC CL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,792.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 RESNIK CIR W, 2800, PALM HARBOR, FL 34683-7220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 CANTOR, IRVINE, CA 92620-3836
Investor	Possibly a Property Investor

Mortgage

Document Number	2018137953
Date	Nov 29, 2018
Instrument	2018137953

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 2, 2018
Property Address	1022 WILLOW OAK LOOP, MINNEOLA, FL 34715-1008
Document Number	0050471327
Book / Page	005047 / 001327
Instrument Date	Dec 29, 2017
Instrument	165
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,748.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 WILLOW OAK LOOP MINNEOLA FL 347151008, MINNEOLA, FL 34715-1008

Mortgage

Document Number	50471328
Date	Jan 2, 2018
Book Page	005047/001328
Instrument	166

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Minneola City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,890 Land $79,910 Building $162,980	$366,784 Land $79,910 Building $286,874
2024	$3,432.00 (+2.63%)
2023	$3,344.00 (+2.77%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$229,180 (+3%)	$357,658 (+31.51%) Land $79,910 Building $277,748
2022	$3,254.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$222,510	$271,964 Land $43,230 Building $228,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1022 Willow Oak Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 Willow Oak Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon, Xfinity.

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