1022 Thoreau Ct, Modesto, CA 95350 Property Records

Stanislaus County property record for 1022 Thoreau Ct, Modesto, CA 95350

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 1955
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on Record
Last Sale	$445,000 (May 2025)
Tax Bill	$4,972 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118-003-010-000`

Property Details

APN / Parcel Number

Primary APN	`118-003-010-000`
Alternative APNs	`1180310000` `1180310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
View / Lot	Cul-De-Sac
Parking Spaces	2 Parking Spaces
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1022 THOREAU CT
City	MODESTO
State	CA
Zip	95350-4125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP F4 60
Legal Subdivision	PACIFICA
Legal Block	3
Legal Lot Number	25
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3008
Census Tract	1300

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	923 BANCROFT AVE, SAN LEANDRO, CA 94577-2909
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	Jan 30, 2008 · Amount on Record
Deed Document Number	202523182
Prior Transfer Date	Nov 21, 2007
Prior Transfer Doc	0000144473
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1022 THOREAU CT, MODESTO, CA 95350-4125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 THOREAU CT, MODESTO, CA 95350-4125

Mortgage

Document Number	0000000452
Date	Jan 5, 2021
Instrument	2021-0000452

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Sep 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1022 THOREAU CT, MODESTO, CA 95350-4125
Document Number	0000058540
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1022 THOREAU CT MODESTO CA 953504125, MODESTO, CA 95350-4125

Mortgage

Document Number	0000058540
Date	Aug 11, 2017
Instrument	58540

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,972.00 (+61.32%)	$429,000 (+58.55%) Land $240,000 Building $189,000
2025	$3,082.00 (+6.39%) Homeowner's exemption	$270,570 (+4.04%) Land $65,670 Building $204,900
2023	$2,897.00 (+2.55%) Homeowner's exemption	$260,066 Land $63,121 Building $196,945
2022	$2,825.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, ezWave.

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