1022 Tennessee Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1022 Tennessee Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1985
Square Footage1,506 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
GarageFinished, 648 sqft
Last Sale$315,000 (2023)
Tax Bill$4,845.00 (2025)

Property Details

APN / Parcel Number

Primary APN77769
Alternative APN
  • 012630000101490110

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,506 sqft Heated Area
Gross Area2,388 sqft Gross Area
1st Floor1,002 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Depth X Width150 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area648 sqft Garage
PorchEnclosed Porch
Porch Area738 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number77769
Street Address1022 TENNESSEE AVE
CitySAINT CLOUD
StateFL
Zip34769-3504
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 149 LOTS 11 & 12 3/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block149
Legal Lot Number3,11-12 12
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4011
Census Tract43400

Owner

Source: Osceola County records · APN 77769

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address13037 BROMBOROUGH DR, ORLANDO, FL 32832-6466
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Nov 06, 2023Warranty Deed, Transfer
RED DOOR TITLE
Mar 11, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 31, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 06, 2023 · Amount on Record
Deed SaleNov 06, 2023 · Amount on Record
Prior SaleDec 09, 2016 · Amount on Record
Deed Doc Number0006501479
Deed Book / Page6501 / 479
Record RefreshedJun 08, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 06, 2023
Property Address1022 TENNESSEE AVE, SAINT CLOUD, FL 34769-3504
Document Number0065010479
Book / Page6501 / 479
Map ReferenceMB B PG 33&34
Instrument DateNov 06, 2023
Instrument2023146290
Transaction TypeTransfer
Record UpdatedDec 06, 2023
Title CompanyRED DOOR TITLE

Transaction

AmountAmount Recorded
Tax$2,205.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2990 WORTHING DR APT 104, 104, SAINT CLOUD, FL 34769-7249

Transferred To (Grantee/Buyer)

NameVerified Name
Address13037 BROMBOROUGH DR, ORLANDO, FL 32832-6466

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1022 TENNESSEE AVE, SAINT CLOUD, FL 34769-3504
Transaction TypeMortgage
Record UpdatedApr 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1022 TENNESSEE AVE, SAINT CLOUD, FL 34769-3504

Mortgage

Document Number0059092643
DateMar 11, 2021
Book Page5909/2643
Instrument2021036381
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term309 Months
DueDec 01, 2046

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1022 TENNESSEE AVE, SAINT CLOUD, FL 34769-3504
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051862382
DateJul 31, 2017
Book Page5186/2382
Instrument2017110278
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term353 Months
DueDec 01, 2046

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,845.00 (+223.43%)$270,500 (+115.8%) Land $46,800 Building $223,700$270,500 (+18.12%) Land $46,800 Building $223,700
2023$1,498.00 (+4.46%) Homeowner's exemption$125,348 (+3%)$229,000 (+17.98%) Land $42,500 Building $186,500
2022$1,434.00 Homeowner's exemption$121,698$194,100 Land $35,100 Building $159,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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