Bay County property record for 1022 Sunset Ln, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 7,567 sqft · built 2006 |
| Lot Size | 0.875 acres (38,115 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,150,000 (Jun 2020) |
| Tax Bill | $12,932 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 11715-322-000 |
| Primary APN | 11715-322-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 7,567 sqft Heated Area |
| Gross Area | 8,656 sqft |
| 1st Floor Area | 5,292 sqft |
| 2nd Floor Area | 2,275 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 38,115 sqft (0.875 acres) |
| Lot Dimensions | 289 ft deep x 132 ft wide |
| Garage Area | 598 sqft |
| Pool Area | 160 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 251 sqft |
| Patio Area | 300 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1022 SUNSET LN |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYWOOD SHORE EST U-5 (1.01) BEG 1401.21' N & 60' W OF NW COR BLK A BWS U-3 TH N 311.26' |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 17 |
| Legal Subdivision | BAYWOOD SHORE EST |
| Legal Block | A |
| Legal Lot Number | 1 |
| Legal Unit | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 1404 |
1022 Sunset Ln is owned and occupied by an individual who bought it in June 2020.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1022 SUNSET LN, LYNN HAVEN, FL 32444-3455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTHPOINT BANK |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT BANK |
| Jun 9, 2020 | Warranty Deed, Construction Loan · Construction Mortgage SOUTHPOINT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2020 · Amount on File |
| Deed Sale | Jun 9, 2020 · Amount on File |
| Prior Sale | Sep 21, 2011 · Amount on File |
| Deed Document Number | 2020037149 |
| Deed Book / Page | 4260 / 723 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1022 SUNSET LN, LYNN HAVEN, FL 32444-3455 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 722 DRIFTWOOD DR, LYNN HAVEN, FL 32444-3424 |
| Document Number | 0043890936 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 4389/936 |
| Instrument | 2021026525 |
| Name | SOUTHPOINT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1022 SUNSET LN, LYNN HAVEN, FL 32444-3455 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 722 DRIFTWOOD DR, LYNN HAVEN, FL 32444-3424 |
| Document Number | 0043890925 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 4389/925 |
| Instrument | 2021026524 |
| Name | SOUTHPOINT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 9, 2020 |
| Property Address | 1022 SUNSET LN, LYNN HAVEN, FL 32444-3455 |
| Document Number | 0042600723 |
| Book / Page | 4260 / 723 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 2020037149 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 23, 2021 |
| Title Company | DEFENDER T&E AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 28119, PANAMA CITY, FL 32411-8119 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1022 SUNSET LN, LYNN HAVEN, FL 32444-3455 |
| Investor | Possibly a Property Investor |
| Document Number | 0004260725 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 4260/725 |
| Name | SOUTHPOINT BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
The 2025 property tax bill for 1022 Sunset Ln was $12,932 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,932.00 Homeowner's exemption | $1,084,810 | $1,192,425 Land $295,467 Building $896,958 |
| 2023 | $12,368.00 (+11.69%) Homeowner's exemption | $1,023,531 (+3%) | $1,104,196 (+7.16%) Land $260,706 Building $843,490 |
| 2022 | $11,074.00 Homeowner's exemption | $993,719 | $1,030,372 Land $243,326 Building $787,046 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1022 Sunset Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 425 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 425 in force |
| Nearby Flood Claims | 112 (1989–2024) |
| Claims Outside the SFHA | 24 of 112 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1022 Sunset Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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