1022 Sturbridge Ln, Davison, MI 48423 Property Records

Genesee County property record for 1022 Sturbridge Ln, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,438 sqft · built 2003
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$28,600 (Dec 2003)
Tax Bill	$4,780 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-11-551-013`

Property Details

APN / Parcel Number

Primary APN	`05-11-551-013`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	1,416 sqft
Basement Area	1,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	155 ft deep x 61.6 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1022 STURBRIDGE LN
City	DAVISON
State	MI
Zip	48423-9006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT AVAILA
Legal Description	LOT 13 CHESTNUT HILLS SUB NO 1 SEC 11 T7N R8E
Legal Range	08E
Legal Township	07N
Legal Section	11
Legal Subdivision	CHESTNUT HILLS SUB
Legal Lot Number	13
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	2
Census Block	2006
Census Tract	11712

Owner

1022 Sturbridge Ln is owned and occupied by two individuals who bought it in December 2003.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1022 STURBRIDGE LN, DAVISON, MI 48423-9006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CREDIT UNION
May 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PLUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2003 · Amount on File
Deed Sale	Dec 12, 2003 · Amount on File
Prior Sale	Feb 18, 2003 · Amount on File
Deed Document Number	2003160914
Prior Transfer Date	Apr 10, 2002
Prior Transfer Doc	0000052019
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Jul 10, 2026
Property Address	1022 STURBRIDGE LN, DAVISON, MI 48423-9006
Document Number	0000041280
Instrument Date	Jul 2, 2026
Instrument	202641280
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 STURBRIDGE LN, DAVISON, MI 48423-9006

Mortgage

Document Number	0000041280,
Date	Jul 10, 2026
Instrument	202641280

Lender

Name	FINANCIAL PLUS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1022 STURBRIDGE LN, DAVISON, MI 48423-9006
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 STURBRIDGE LN, DAVISON, MI 48423-9006

Mortgage

Document Number	0000038943
Date	May 11, 2022
Instrument	202205110038943

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Apr 28, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1022 Sturbridge Ln was $4,780 with a homeowner's exemption, up 35.1% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Davison Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,600 (+4.4%) Land $21,800 Building $108,800	$261,200 (+4.4%) Land $43,600 Building $217,600
2025	$4,780.00 (+35.14%) Homeowner's exemption	$125,100	$250,200
2024	$3,537.00
2023		$106,300	$212,600
2019	$4,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1022 Sturbridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 Sturbridge Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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