Rowan County property record for 1022 Spring Rock Dr, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,686 sqft · built 2005 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Oct 2025) |
| Tax Bill | $3,322 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 353H157 |
| Primary APN | 353H157 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,686 sqft Living Area |
| 1st Floor Area | 1,686 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Area | 598 sqft |
| Porch | Porch |
| Porch Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1022 SPRING ROCK DR |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-9456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3:SINGLE |
| Legal Description | L23 .53AC BALFOUR SPRINGS |
| Legal Subdivision | BALFOUR SPRINGS |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | GOLD HILL |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 51002 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1022 SPRING ROCK DR, SALISBURY, NC 28146-9456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BANK |
| Oct 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 23, 2017 | Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Prior Sale | Jul 22, 2011 · Amount on Record |
| Deed Book / Page | 1470 / 590 |
| Prior Transfer Date | Feb 3, 2005 |
| Prior Transfer Doc | 0010680264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1022 SPRING ROCK DR, SALISBURY, NC 28146-9456 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0014100179 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 1410/179 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | SALISBURY, NC 28144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 10, 2025 |
| Property Address | 1022 SPRING ROCK DR, SALISBURY, NC 28146-9456 |
| Document Number | 0014700590 |
| Book / Page | 1470 / 590 |
| Map Reference | MB 9995 PG 4948 |
| Instrument Date | Oct 7, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6, ROCKWELL, NC 28138-0006 |
| Name | Verified Name |
|---|---|
| Address | 1022 SPRING ROCK DR, SALISBURY, NC 28146-9456 |
| Document Number | 0001470591 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 1470/591 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1022 SPRING ROCK DR, SALISBURY, NC 28146-9456 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012980612 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 1298/0612 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Faith Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,322.00 | $335,656 (-) Land $35,000 Building $300,656 | $335,656 (-) Land $35,000 Building $300,656 |
| 2025 | $3,322.00 | $335,656 (-) Land $35,000 Building $300,656 | |
| 2023 | $3,322.00 | $335,656 Land $35,000 Building $300,656 | $335,656 Land $35,000 Building $300,656 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2008–2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FAITH serves 1,316 people · EPA ID NC0180055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
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