1022 S Monarch, San Ramon, CA 94582 Property Records

Contra Costa County property record for 1022 S Monarch, San Ramon, CA 94582

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,839 sqft · built 2015
Lot Size	0.023 acres (1,007 sqft)
Owner	2 Individual Names on File
Last Sale	$1,115,000 (Oct 2021)
Tax Bill	$15,642 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222-570-078-6`

Property Details

APN / Parcel Number

Primary APN	`222-570-078-6`
Alternative APN	`222-570-078`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,839 sqft Living Area
1st Floor Area	974 sqft
2nd Floor Area	830 sqft
Basement Area	35 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	1,007 sqft (0.023 acres)
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1022 S MONARCH
City	SAN RAMON
State	CA
Zip	94582-6014
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T9328 L15 U15-1
Legal Subdivision	SUBDIVISION 9328
Legal Tract	9328
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3010
Census Tract	355115

Owner

1022 S Monarch, a condominium, is owned and occupied by two individuals who bought it in October 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1022 S MONARCH, SAN RAMON, CA 94582-6014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU
Oct 22, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Prior Sale	Jul 25, 2016 · Amount on File
Deed Document Number	2021297531
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1022 S MONARCH, SAN RAMON, CA 94582-6014
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155072
Date	Jul 28, 2020
Instrument	2020-155072

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1022 S MONARCH, SAN RAMON, CA 94582-6014
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TTL SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 S MONARCH, SAN RAMON, CA 94582-6014

Mortgage

Document Number	0000061317
Date	Mar 1, 2021
Instrument	2021-061317

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1022 S MONARCH, SAN RAMON, CA 94582-6014
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 S MONARCH, SAN RAMON, CA 94582-6014

Mortgage

Document Number	0000084621
Date	May 18, 2022
Instrument	2022-084621

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 20, 2047

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 22, 2021
Property Address	1022 S MONARCH, SAN RAMON, CA 94582-6014
Document Number	0000297531
Map Reference	MB 523 PG 25-32
Instrument Date	Oct 19, 2021
Instrument	2021-297531
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1022 S MONARCH, SAN RAMON, CA 94582-6014

Mortgage

Document Number	0000297532
Date	Oct 22, 2021
Instrument	2021-297532

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1022 S Monarch was $15,642 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,113,000 (-5.94%) Land $698,744 Building $414,256
2025	$15,642.00 Homeowner's exemption	$1,183,246 Land $742,845 Building $440,401
2023	$15,091.00 (+1.04%) Homeowner's exemption	$1,137,300 Land $714,000 Building $423,300
2022	$14,935.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1022 S Monarch in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 S Monarch is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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