1022 S Garrison Chapel Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 1022 S Garrison Chapel Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,446 sqft · built 2012
Lot Size	21 acres (915,196 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Sep 2022)
Tax Bill	$4,940 (2025)
Deeds & Mortgages	Nov 2022 Mortgage May 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-04485-00`

Property Details

APN / Parcel Number

Primary APN	`016-04485-00`
Alternative APN	`53-09-05-400-009.000-015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,446 sqft Living Area
1st Floor Area	3,446 sqft
Basement Area	1,723 sqft
Unfinished Basement	1,723 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Wood
Roof Material	Metal
Lot Area	915,196 sqft (21 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	2,160 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	016-04485-00
Street Address	1022 S GARRISON CHAPEL RD
City	BLOOMINGTON
State	IN
Zip	47403-8107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	PT E1/2 SE 5-8-2W 21.01A
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2006
Census Tract	1200

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1022 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-8107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage ZEPHYR REVOCABLE TRUST
May 14, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Oct 6, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ZEPHYR TRUST
Sep 1, 2022	Warranty Deed, Transfer KRISTOPHER R HENTHORN IRA
Jul 9, 2018	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Apr 15, 2008
Deed Document Number	202247310
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1022 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-8107
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4129 W APPLE TREE CT, BLOOMINGTON, IN 47403-4552

Mortgage

Document Number	2022016669
Date	Nov 21, 2022
Instrument	2022016669

Lender

Name	ZEPHYR REVOCABLE TRUST
Type	Private Party
Address	1022 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1022 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-8107
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018006004
Date	May 14, 2018
Instrument	2018006004

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 6, 2022
Property Address	1022 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-8107
Document Number	2022014790
Instrument Date	Oct 4, 2022
Instrument	2022014790
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	REAL LAND TITLE LLC, EAGLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-8107

Mortgage

Document Number	2022014791
Date	Oct 6, 2022
Instrument	2022014791

Lender

Name	ZEPHYR TRUST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Sep 1, 2022
Property Address	1022 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-8107
Document Number	2022013178
Instrument Date	Aug 29, 2022
Instrument	2022013178
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	EAGLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 BROAD RIPPLE AVE # 231, 231, INDIANAPOLIS, IN 46220-2034
Investor	Possibly a Property Investor

Mortgage

Document Number	2022013179
Date	Sep 1, 2022
Instrument	2022013179

Lender

Name	KRISTOPHER R HENTHORN IRA
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Mar 1, 2023

July 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IN
Recording Date	Jul 9, 2018
Property Address	1022 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-8107
Document Number	2018009107
Instrument Date	Dec 30, 2016
Instrument	2018009107
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,940.00 (-2.97%)	$561,800 (+8.5%) Land $150,100 Building $411,700	$561,800 (+8.5%) Land $150,100 Building $411,700
2024	$5,091.00 (+16.45%)
2023		$517,800 (+6.9%) Land $138,100 Building $379,700	$517,800 (+6.9%) Land $138,100 Building $379,700
2022	$4,372.00	$484,400 Land $120,000 Building $364,400	$484,400 Land $120,000 Building $364,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2013–2021)
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

No cell data coverage reported

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