1022 River Rd, Ostrander, OH 43061 Property Records

Delaware County property record for 1022 River Rd, Ostrander, OH 43061

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,897 sqft · built 2002
Lot Size	15 acres (351,137 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,386 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Apr 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`520-180-01-048-000`

Property Details

APN / Parcel Number

Primary APN	`520-180-01-048-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,897 sqft Living Area
Gross Area	3,729 sqft
1st Floor Area	1,280 sqft
Attic	Attic
Attic Area	617 sqft
Basement Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	351,137 sqft (15 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	176 sqft
Deck Area	144 sqft
Patio Area	330 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	1022 RIVER RD
City	OSTRANDER
State	OH
Zip	43061-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 20 5 1 26, 29
Legal Subdivision	RADNOR
Legal Lot Number	26,29
Jurisdiction	DELAWARE OH
Township / Civil Division	RADNOR
Census Block Group	1
Census Block	1055
Census Tract	12000

Owner

1022 River Rd is owned and occupied by two individuals who acquired it in May 2015.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1022 RIVER RD, OSTRANDER, OH 43061-9720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2024	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Apr 24, 2025	Intrafamily Transfer, Transfer VALLEY TTL DBA LAWYERS TTL D
Nov 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Mar 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/CTRL OH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2010
Deed Sale	Jun 9, 2010
Prior Sale	Jun 1, 2000 · Amount on File
Deed Document Number	201014922
Deed Book / Page	971 / 1718
Last Transfer Date	May 22, 2015
Transfer Doc	0000015826
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	1022 RIVER RD, OSTRANDER, OH 43061-9720
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 RIVER RD, OSTRANDER, OH 43061-9720

Mortgage

Document Number	0000012412
Date	Jun 20, 2024
Book Page	2096/2144
Instrument	202400012412

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	359 Months
Due	May 29, 2054

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Apr 24, 2025
Property Address	1022 RIVER RD, OSTRANDER, OH 43061-9720
Document Number	0000008624
Book / Page	2150 / 2471
Map Reference	MB 1356 PG 1136
Instrument Date	Apr 15, 2025
Instrument	202500008624
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	VALLEY TTL DBA LAWYERS TTL D

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1022 RIVER RD, OSTRANDER, OH 43061-9720

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	1022 RIVER RD, OSTRANDER, OH 43061-9720
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033414
Date	Nov 22, 2017
Instrument	2017-00033414

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2032

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	1022 RIVER RD, OSTRANDER, OH 43061-9720
Document Number	0000011363
Instrument Date	Mar 31, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1022 RIVER RD OSTRANDER OH 430619720, OSTRANDER, OH 43061-9720

Mortgage

Document Number	0000011363
Date	May 4, 2018
Book Page	001568/002695
Instrument	11363

Lender

Name	FIFTH THIRD BK/CTRL OH
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1022 River Rd was $8,386, down 27.2% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Radnor Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,386.00 (-27.17%)	$220,370 (-) Land $73,470 Building $146,900	$629,600 Land $209,900 Building $419,700
2024	$11,515.00 (+78.64%)	$220,370 (-) Land $73,470 Building $146,900
2023	$6,446.00	$220,370 Land $73,470 Building $146,900	$629,600 Land $209,900 Building $419,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1022 River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Fiber Fiber	1,000 / 1,000

May also be available: Watch TV.

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