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1022 Prospect Ct, Sebring, FL 33870 Property Records

Highlands County property record for 1022 Prospect Ct, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,490 sqft · built 1982
Lot Size0.248 acres (10,827 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (Mar 2018)
Tax Bill$1,748 (2024)
Deeds & MortgagesMar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS254805000000200

Property Details

APN / Parcel Number

Primary APNS254805000000200
Alternative APN
  • S-25-34-28-050-0000-0200

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,490 sqft Living Area
1st Floor Area1,104 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,827 sqft (0.248 acres)
Lot Dimensions107 ft deep x 101 ft wide
Garage TypeFinished
Garage Area483 sqft
DrivewayDriveway
Driveway Area416 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area240 sqft
Patio Area121 sqft
FenceFence
Shed1 Shed
Shed Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberS254805000000200
Street Address1022 PROSPECT CT
CitySEBRING
StateFL
Zip33870-2036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionPROSPECT RIDGE PB 6 PG 8 LOT 20
Legal Range28E
Legal Township34S
Legal Section25
Legal SubdivisionPROSPECT RIDGE
Legal Lot Number20
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group2
Census Block2045
Census Tract960700

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7261 W 34TH CT, HIALEAH, FL 33018-1788
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2018 · Amount on Record
Deed SaleMar 16, 2018 · Amount on Record
Deed Document Number1888849
Deed Book / Page2626 / 0771
Record UpdatedJun 8, 2026

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 16, 2018
Property Address1022 PROSPECT CT, SEBRING, FL 33870-2036
Document Number0001888849
Book / Page002626 / 000771
Instrument DateMar 13, 2018
Instrument1888849
Transaction TypeTransfer
Record UpdatedJul 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7261 W 34TH CT HIALEAH FL 330181788, HIALEAH, FL 33018-1788

Mortgage

Document Number1888853
DateMar 16, 2018
Book Page002626/000777
Instrument1888853
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 15, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$115,955 (+5.99%)$183,947 (+24.19%) Land $9,797 Building $174,150
2024$1,748.00 (+4.86%)
2023$1,667.00 (+6.79%) Homeowner's exemption$109,405 (+3%)$148,116 (+9.79%) Land $9,797 Building $138,319
2022$1,561.00 Homeowner's exemption$106,218$134,904 Land $9,797 Building $125,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims5 (2017–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAGLE'S NEST ESTATES
public/private · serves 50 people · EPA ID FL5284114
Water SourceGroundwater
Last State InspectionAug 2025
Also Mapped HereSOUTHEAST
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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