Monroe County and Penfield Town property record for 1022 Penfield Rd, Rochester, NY 14625
| Details | 5 bd · 4 ba · 3,339 sqft · built 1890 |
|---|---|
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Dec 2020) |
| Tax Bill | $12,328 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 264200 123.19-1-45 |
| Primary APN | 264200 123.19-1-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,339 sqft Living Area |
| 1st Floor Area | 2,061 sqft |
| 2nd Floor Area | 1,278 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 203 ft deep x 96.9 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 321 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00192500000 |
|---|---|
| Street Address | 1022 PENFIELD RD |
| City | ROCHESTER |
| State | NY |
| Zip | 14625-2151 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | R-1-20 |
| Legal Description | 0072-13-04 |
| Legal Block | 1 |
| Legal Lot Number | 45.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | PENFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11604 |
1022 Penfield Rd is owned and occupied by an individual who bought it in December 2020.
Source: Monroe County and Penfield Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1022 PENFIELD RD, ROCHESTER, NY 14625-2151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO |
| Sep 22, 2017 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2020 · Amount on File |
| Deed Sale | Dec 8, 2020 · Amount on File |
| Prior Sale | May 15, 2009 · Amount on File |
| Deed Document Number | 2020525 |
| Deed Book / Page | 12433 / 471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Dec 8, 2020 |
| Property Address | 1022 PENFIELD RD, ROCHESTER, NY 14625-2151 |
| Document Number | 0000000525 |
| Book / Page | 12433 / 471 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 202012080525 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | STEWART TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1022 PENFIELD RD, 1022, ROCHESTER, NY 14625-2151 |
| Name | Verified Name |
|---|---|
| Address | 1022 PENFIELD RD, ROCHESTER, NY 14625-2151 |
| Document Number | 0000000526 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 202012080526 |
| Name | CNB MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 1022 PENFIELD RD, ROCHESTER, NY 14625-2151 |
| Document Number | 0000000302 |
| Book / Page | 027334 / 000152 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1022 PENFIELD RD ROCHESTER NY 146252151, ROCHESTER, NY 14625-2151 |
| Document Number | 0000000302 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 027334/000152 |
| Instrument | 302 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604-2424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 27, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1022 Penfield Rd was $12,328, up 5.2% from the year before.
Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Penfield Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,328.00 (+5.21%) | ||
| 2025 | $11,717.00 | $380,000 Land $66,200 Building $313,800 | $506,700 Land $88,272 Building $418,428 |
| 2023 | $380,000 (-) Land $66,200 Building $313,800 | $404,300 (+6.39%) Land $70,433 Building $333,867 | |
| 2022 | $380,000 Land $66,200 Building $313,800 | $380,000 Land $66,200 Building $313,800 | |
| 2021 | $12,002.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1022 Penfield Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1022 Penfield Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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