1022 Park Rd, Chico, TX 76431 Property Records

Wise County property record for 1022 Park Rd, Chico, TX 76431

Property Summary

Property Type	Private Preserve, Open Space Vacant Land
Details	1,304 sqft · built 1960
Lot Size	10.1 acres (443,702 sqft)
Owner	Individual Name on Record
Last Sale	$672,760 (May 2026)
Tax Bill	$21 (2025)
Deeds & Mortgages	May 2026 Sale & Construction Loan Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A1098.0004.00`

Property Details

APN / Parcel Number

Primary APN	`A1098.0004.00`
Alternative APNs	`000000751392` `R000020822` `751392`

Interior

Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	443,702 sqft
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Location & Zoning

Account Number	R000020822
Street Address	1022 PARK RD
City	CHICO
State	TX
Zip	76431-1908
Property Category	Vacant Land
Property Type	Vacant Land > Private Preserve, Open Space
Legal Description	A-1098 SW SORRELL 10.186 ACRES
Legal Subdivision	A-1098 SW SORRELL
Jurisdiction	WISE TX
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2036
Census Tract	150405

Owner

Source: Wise County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1022 PARK RD, CHICO, TX 76431-1908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed · Construction Mortgage UNITED WHOLESALE MORTGAGE
Jan 20, 2026	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERICAN NATIONAL BANK & TRUST
Jan 25, 2021	Warranty Deed, Transfer CYD BAILEY
Feb 6, 2020	Warranty Deed, Transfer WISE COUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Jan 20, 2026 · Amount on Record
Deed Document Number	20267966
Prior Transfer Date	Nov 8, 1999
Prior Transfer Doc	0911000440
Record Updated	Oct 29, 2026

May 2026: Deed

Document Type	Deed
Jurisdiction	WISE TX
Recording Date	May 29, 2026
Property Address	1022 PARK RD, CHICO, TX 76431-1908
Document Number	0000007966
Instrument Date	May 29, 2026
Instrument	20267966
Record Updated	Jun 10, 2026
Title Company	TITLE RESOURCE, TITLE RESOURCES

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 PARK RD, CHICO, TX 76431-1908

Mortgage

Document Number	0000007968,
Date	May 29, 2026
Instrument	20267968

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	0000007967,
Date	May 29, 2026
Instrument	20267967

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Amount	Amount Recorded
Term	1 Months
Due	Apr 28, 2027

Interest

Rate	6.3%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	1022 PARK RD, CHICO, TX 76431-1908
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600848
Date	Jan 20, 2026
Instrument	202600848

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	13.5%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WISE TX
Recording Date	Jan 25, 2021
Property Address	1022 PARK RD, CHICO, TX 76431-1908
Document Number	0000001174
Instrument Date	Jan 14, 2021
Instrument	1174
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1801 COUNTY ROAD 1326 BRIDGEPORT TX 764266348, BRIDGEPORT, TX 76426-6348

Mortgage

Document Number	1175
Date	Jan 25, 2021
Instrument	1175

Lender

Name	CYD BAILEY
Address	1801 COUNTY ROAD 1326, BRIDGEPORT, TX 76426-6348
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 24, 2023

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WISE TX
Recording Date	Feb 6, 2020
Property Address	1022 PARK RD, CHICO, TX 76431-1908
Document Number	0000001513
Instrument Date	Feb 4, 2020
Instrument	1513
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	WISE COUNTY TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 COUNTY ROAD 1326 BRIDGEPORT TX 764266348, BRIDGEPORT, TX 76426-6348

Tax Assessment & Valuation

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wise County
Unified School District	Chico Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$927 (-49.59%) Land $927	$202,768 (-33.65%) Land $202,768
2025	$21.00 (+10.53%)	$1,839 (-92.42%) Land $1,839	$305,595 (-37.16%) Land $305,595
2024	$19.00 (-98.67%)
2023		$24,252	$486,298
2021	$1,424.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2015–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 73% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
AMA TechTel Communications Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: Vyve Broadband.

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