1022 Ontario St, Oxnard, CA 93035 Property Records

Ventura County property record for 1022 Ontario St, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 986 sqft · built 1956
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2024 Transfer
Flood Zone	Zone X (moderate risk)
APN	`183-0-185-185`

Property Details

APN / Parcel Number

Primary APN	`183-0-185-185`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
1st Floor Area	986 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	150 sqft

Location & Zoning

Street Address	1022 ONTARIO ST
City	OXNARD
State	CA
Zip	93035-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 22 REF: 021MR 045
Legal Subdivision	SEA AIR PARK
Legal Block	185
Legal Lot Number	22
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1015
Census Tract	3608

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1022 ONTARIO ST, OXNARD, CA 93035-1515
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 12, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 11, 2024
Transfer Doc	0000046689
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1022 ONTARIO ST, OXNARD, CA 93035-1515
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 ONTARIO ST, OXNARD, CA 93035-1515

Mortgage

Document Number	0000085039
Date	Nov 26, 2025
Instrument	2025000085039

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jul 12, 2024
Property Address	1022 ONTARIO ST, OXNARD, CA 93035-1515
Document Number	0000046689
Map Reference	MB 21 PG 45-48
Instrument Date	Jul 11, 2024
Instrument	2024000046689
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	22 ONTARIO STREE, OXNARD, CA 93035

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$252,359 (+2%) Land $96,165 Building $156,194
2025	$3,010.00 (+2.21%)	$247,411 (+4.04%) Land $94,279 Building $153,132
2024	$2,945.00 (+3.81%)
2023	$2,837.00 (+3.13%) Homeowner's exemption	$237,804 Land $90,617 Building $147,187
2022	$2,751.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 789 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, T-Mobile, Verizon.

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