1022 NW 15th Ter, Stuart, FL 34994 Property Records

Martin County property record for 1022 NW 15th Ter, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1973
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$357,000 (May 2023)
Tax Bill	$6,369 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-37-41-001-005-0026.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`29-37-41-001-005-0026.0-8-0000`
Alternative APNs	`29-37-41-001-005-00260-8` `6883`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	312 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6883
Street Address	1022 NW 15TH TER
City	STUART
State	FL
Zip	34994-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	PALM LAKE PARK LOT 26 BLK 5 OR 360/1758
Legal Range	41E
Legal Township	37S
Legal Section	29
Legal Subdivision	PALM LAKE PARK
Legal Block	5
Legal Lot Number	26
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	4
Census Block	4021
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1022 NW 15TH TER, STUART, FL 34994-9616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer · VA Mortgage ACOPIA LLC
Jul 13, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 2, 2019	Warranty Deed, Transfer MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	20233014282
Deed Book / Page	3372 / 2099
Prior Transfer Date	Oct 12, 2009
Prior Transfer Doc	0024180536
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 3, 2023
Property Address	1022 NW 15TH TER, STUART, FL 34994-9616
Document Number	0033722099
Book / Page	3372 / 2099
Map Reference	MB 3 PG 41
Instrument Date	Apr 24, 2023
Instrument	3014282
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	WOODEN TITLE AND ESCROW, HOLDEN TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,499.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31105 HOLLY DR, LAGUNA BEACH, CA 92651-6938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 NW 15TH TER, STUART, FL 34994-9616

Mortgage

Document Number	0033722101
Date	May 3, 2023
Instrument	3372/2101

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 13, 2022
Property Address	1022 NW 15TH TER, STUART, FL 34994-9616
Document Number	0033241451
Book / Page	3324 / 1451
Map Reference	MB 3 PG 41
Instrument Date	Jul 5, 2022
Instrument	2970404
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 BRIARVUE LN, 1, PALM COAST, FL 32137-8742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31105 HOLLY DR, LAGUNA BEACH, CA 92651-6938

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 2, 2019
Property Address	1022 NW 15TH TER, STUART, FL 34994-9616
Document Number	0030561277
Book / Page	003056 / 001277
Instrument Date	Apr 25, 2019
Instrument	2752440
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$303.10

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1022 NW 15TH TER STUART FL 349949616, STUART, FL 34994-9616

Mortgage

Document Number	30561280
Date	May 2, 2019
Book Page	003056/001280
Instrument	2752441

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,369.00 (+2.44%)	$334,030 (+21.16%) Land $165,000 Building $169,030	$334,030 (+21.16%) Land $165,000 Building $169,030
2024	$6,217.00 (+9.94%)
2023	$5,655.00 (+152.12%)	$275,700 (+143.18%) Land $150,000 Building $125,700	$275,700 (+18.58%) Land $150,000 Building $125,700
2022	$2,243.00 Homeowner's exemption	$113,374	$232,500 Land $130,000 Building $102,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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